Q - Can anyone become a PeoplesChoice Credit Union member?
A - You must live or work in Cumberland County or York County to be eligible for membership.
Q - Where can I find you?
A - We have 5 convenient locations currently. Two in Biddeford. Our main office in Saco. Branches in Wells and Sanford.
Q - How is a credit union different than a bank?
A - There are a number of important differences between a credit union and a bank. Perhaps the most important is that PeoplesChoice Credit Union is a member owned, public institution, that operates as a non profit organization in its designated markets. It is not subject to the same federal rules and guidelines as banks.That is what we call unbanking!
Q - Can I be a member at more than one credit union?
A - Absolutely. Many of our eligible members have certain accounts or loans at other credit unions, but elect to utilize a certain account or loan program that we have that is especially helpful and attractive to them.
Q - What makes PeoplesChoice Credit Union different?
A - For starters, not surprisingly, the people! We have industry leading, cumulative experience in what we do, from senior management, to branch managers, loan officers, tellers, and service representatives. We also are very well known in the market for having aggressive, attractive rates on varied loan products. Our No Fee, Low APR Visa product is Maine's first.
Q - Are you involved in your communities?
A - Yes we are! We were very proud in supporting our local community with donations annually to nearly 150 area groups and organizations like Biddeford Career Firefighters, Wells Senior Center, York County Community College Foundation, Saco Community Garden, and Maine Children's Cancer Program. We also provide our beautiful community room at our Saco main office to any number of groups and charitable events through the year to aid in their fund raising, meetings, and administration. It is not uncommon to have up to 100 events a year saving our partners valuable $$ in this challenging economic climate.
