Introducing Maine’s First Zero Fee Visa Card

Does fear strike every time you reach for your credit card? Are you tired of making your monthly payments knowing you’re lining the pockets of the big credit card companies? No wonder people are frustrated. With a national average interest rate of 14.98% APR and record fees and penalties to boot, many credit cards are showing their dark side. But fortunately, it doesn’t have to be that way.

At PeoplesChoice, we offer Maine’s first Zero-Fee Visa. That’s right: Zip. Zero. Zilch. And it gets better. Transfer your balance from your existing card and enjoy 0% APR for the first 6 billing cycles! Moreover, our Platinum Preferred Visa Rewards Program entitles you to free gifts and travel. With two credit card programs to choose from – Classic and Platinum Preferred – we have the right card to suit your needs.

Apply Now: Download the VISA® Application, Visa® Card Agreement, and 0% Balance Transfer Form or use our Online Member Services form to start enjoying the benefits of a PeoplesChoice No Fee Visa

PeoplesChoice Visa Bank Credit Card
Purchase APR* As low as 9.9% fixed up to 29.99% Variable
Cash Advance Fee** $0 up to $500
Balance Transfer Fee** $0 up to $300
Annual Fee $0 up to $100
Late Fees $0 $39
Minimum Payment 2% of balance up to 4% of balance
Foreign Purchase Transaction Fee mark-up** $0 $300

*Guaranteed fixed rate valid until December 31, 2011.
**Based on $10,000 advance, transfer or transaction

Because our card program was in place before the new regulations were conceived, our members save over $250,000 annually by avoiding the penalty fees of big credit card issuers! And our Visa is locally serviced. If you have questions, we have answers – without the hassle, without the wait. Now that’s unbanking!

Plus, earn ScoreCard Bonus Points for free gifts and travel with our Platinum VISA. Learn more.

Note: Bank Visa rates and fees are based on information from federalreserve.gov/creditcardagreements. PeoplesChoice is not responsible for errors or misrepresentations in this information.

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Apply Now:

Download the forms below or use our Online Member Services form to start enjoying the benefits of a
PeoplesChoice No Fee Visa




Saco, Maine
23 Industrial Park Rd 04072
(207) 282-4156
Biddeford, Maine
35 Bradbury St, 04005
(207) 284-2448
Biddeford, Maine
369 Elm St, 04005
(207) 284-8483
Sanford, Maine
39 Country Club Rd, 04073
(207) 490-2000
Wells, Maine
774 Post Road, Route 1, 04090
(207) 646-2597
Equal Housing Lender - NCUA