Does fear strike every time you reach for your credit card? Are you tired of making your monthly payments knowing you’re lining the pockets of the big credit card companies? No wonder people are frustrated. With a national average interest rate of 14.98% APR and record fees and penalties to boot, many credit cards are showing their dark side. But fortunately, it doesn’t have to be that way.
At PeoplesChoice, we offer Maine’s first Zero-Fee Visa. That’s right: Zip. Zero. Zilch. And it gets better. Transfer your balance from your existing card and enjoy 0% APR for the first 6 billing cycles! Moreover, our Platinum Preferred Visa Rewards Program entitles you to free gifts and travel. With two credit card programs to choose from – Classic and Platinum Preferred – we have the right card to suit your needs.
Apply Now: Download the VISA® Application, Visa® Card Agreement, and 0% Balance Transfer Form or use our Online Member Services form to start enjoying the benefits of a PeoplesChoice No Fee Visa
| PeoplesChoice Visa | Bank Credit Card | |
| Purchase APR* | As low as 9.9% fixed | up to 29.99% Variable |
| Cash Advance Fee** | $0 | up to $500 |
| Balance Transfer Fee** | $0 | up to $300 |
| Annual Fee | $0 | up to $100 |
| Late Fees | $0 | $39 |
| Minimum Payment | 2% of balance | up to 4% of balance |
| Foreign Purchase Transaction Fee mark-up** | $0 | $300 |
*Guaranteed fixed rate valid until December 31, 2011.
**Based on $10,000 advance, transfer or transaction
Because our card program was in place before the new regulations were conceived, our members save over $250,000 annually by avoiding the penalty fees of big credit card issuers! And our Visa is locally serviced. If you have questions, we have answers – without the hassle, without the wait. Now that’s unbanking!
Plus, earn ScoreCard Bonus Points for free gifts and travel with our Platinum VISA. Learn more.
Note: Bank Visa rates and fees are based on information from federalreserve.gov/creditcardagreements. PeoplesChoice is not responsible for errors or misrepresentations in this information.
Download the forms below or use our Online Member Services form to start enjoying the benefits of a
PeoplesChoice No Fee Visa