VISA Credit Card

Please complete the VISA application, VISA agreement and 0% Balance Transfer form to take advantage of this offer immediately:

• Download the VISA® Application (PDF)
• Download the 0% Balance Transfer Form (PDF)
• Download the VISA® Credit Card Agreement Form (PDF)

PeoplesChoice Credit Union offers you two VISA® Credit Card Programs:

• Classic
• Platinum Preferred

Cranky over Credit Card Fees? in 2007, major credit card companies earned $18 Billion in credit card junk fees. It's time to say goodbye to credit-card fees with Maine's first No-Fee VISA. With a No-Fee VISA card from PeoplesChoice Credit Union, you'll enjoy:

• Low Fixed Rates!
• No overlimit fees!
• No late fees!
• No balance transfer fees!
• No annual fees!
• VISAs foreign currency transaction fee is passed on at cost!
• No Universal Default!
• 25-Day Grace Period!

Top 10 Reasons to Switch to Peoples Choice

1. Low Rates
2. Absolutely No Penalty Fees
3. Rewards Program that can be used on any airline*
4. No Late Fees - you are reading this correctly -we are a credit union!
5. Low Minimum Payment (2% of Balance)
6. No Annual Fees
7. No Cash Advance or Balance Transfer Fees
8. Local Service!
9. We've never asked for a taxpayer bailout. Bailouts are for boats!
10. Our card program was in compliance before the new regulations were conceived, and our members save over $250,000 annually by avoiding the penalty fees of big credit card issuers!

*Credit approval and membership eligibility required. Annual percentage rate and rewards program based on credit qualifications. Cannot transfer existing PCU obligations.

To Report Lost or Stolen Credit Card after Hours

The number to report a lost or stolen Credit card after hours is 800-991-4961.
During business hours you can contact us at 207-282-4156.

Earn ScoreCard Bonus Points with our Platinum VISA -

Purchase Rewards for free gifts and travel. For every $1 spent on purchases with our Platinum Preferred Card, you earn 1 ScoreCard Bonus Point. For every 20,000 Bonus Points, you earn a free airline ticket or use your points in our online store. For more information on redeeming your ScoreCard Points or for a complete list of current products, you can visit scorecardrewards.com or by calling 1-800-854-0790.

Click on the VISA* logo to get more information.

Access your account information 24/7

Call from anywhere, anytime, toll-free. 1-800-600-5217 for the following:

In addition to our toll-free number, you can keep track of your VISA® credit card with the click of a mouse. With eZCardinfo.com, you can access key information about your VISA® credit card account over the internet and make your payments online. And for peace of mind, you will be working from a secure site.

Access your current, up-to-date account information including: