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Introducing Maine’s First Zero Fee Visa Card
Does fear strike every time you reach for your credit card? Are you tired of making your monthly payments knowing you’re lining the pockets of the big credit card companies? No wonder people are frustrated. With a national average interest rate of 14.98% APR and record fees and penalties to boot, many credit cards are showing their dark side. But fortunately, it doesn’t have to be that way.
At PeoplesChoice, we offer Maine’s first Zero-Fee Visa. That’s right: Zip. Zero. Zilch. And it gets better. Transfer your balance from your existing card and enjoy 0% APR for the first 6 billing cycles! Moreover, our Platinum Preferred Visa Rewards Program entitles you to free gifts and travel. With two credit card programs to choose from – Classic and Platinum Preferred – we have the right card to suit your needs.

PeoplesChoice Visa | Bank Credit Card | |
Purchase APR* | As low as 9.9% fixed | up to 29.99% Variable |
| Cash Advance Fee** | $0 | up to $500 |
| Balance Transfer Fee** | $0 | up to $300 |
| Annual Fee | $0 | up to $100 |
| Late Fees | $0 | $39 |
| Minimum Payment | 2% of balance | up to 4% of balance |
| Foreign Purchase Transaction Fee mark-up** | $0 | $300 |
*Guaranteed fixed rate valid until December 31, 2011.
**Based on $10,000 advance, transfer or transaction
Because our card program was in place before the new regulations were conceived, our members save over $250,000 annually by avoiding the penalty fees of big credit card issuers! And our Visa is locally serviced. If you have questions, we have answers – without the hassle, without the wait.
ScoreCard REWARDS
Earn ScoreCard Bonus Points for free gifts and travel every time you use your Platinum Preferred Visa. For every $1 spent on purchases, you earn 1 ScoreCard Bonus Point. Use your card for everyday purchases and watch your points grow quickly. For every 22,500 Bonus Points, you earn a free airline ticket. Or accumulate as little as 1,300 points and choose from hundreds of items in our online store. Visit ScoreCard Rewards for a complete list of merchandise and travel.
PeoplesChoice Platinum Visa ScoreCard Rewards: Because life should be rewarded.
Note: Bank Visa rates and fees are based on information from federalreserve.gov/creditcardagreements. PeoplesChoice is not responsible for errors or misrepresentations in this information.
Click here, call 1-877-785-6328 or come in to any of our four convenient branches and become a member today!
Whether through www.PeoplesChoiceCreditUnion.com or our added new www.PeoplesChoiceME.com - Thanks for visiting. You will find enhanced features, services, and information, all in an easy to navigate layout.
We want to make your online banking experience with PeoplesChoice as simple and helpful as possible. If you have any questions, comments or needs, regards online banking, the new website, or for any other reason, please email us, phone us, or drop by a local branch
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Please take a moment to look around and see the new rates and packages that we are offering.
If you are interested in mobile banking, please contact us, or log-in using the log-in form located on the upper right. We thank you for your business and support and look forward to seeing you soon.
Sincerely,
The PeoplesChoice Team
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