Effective January 31 thru February 6, 2012
Savings and Checking* |
Minimum Balance to Earn APY** |
Dividend Rate |
APY** |
|
Share (Savings) |
$25 |
.10% |
.10% |
|
Share (Savings) |
less than $25 |
0% |
0% |
|
Money Market Checking |
$5,000.00 |
.10% |
.10% |
|
Money Market Checking |
$25,000.00 |
.20% |
.20% |
|
Money Market *** |
less than $2,000 |
.05% |
.05% |
|
Money Market *** |
$2,000 |
.10% |
.10% |
|
Money Market *** |
$10,000 |
.15% |
.15% |
|
Money Market ** |
$50,000 |
.25% |
.25% |
|
Money Market ** |
$250,000 |
.40% |
.40% |
|
Share Draft (Checking) |
$0.00 |
0% |
0% |
|
Club Accounts |
$25 |
.10% |
.10% |
|
IRA & HSA Share |
$25 |
.20% |
.20% |
|
Escrow Accounts |
$25 |
.10% |
.10% |
*Dividend Rates are subject to change without notice.
**Annual Percentage Yield
***Maximum of 6 withdrawals per month.
CD (Certificate of Deposit) RATES*
Effective January 31 thru February 6 , 2012
$500 Minimum Balance required to earn APY** |
Term |
Dividend Rate |
APY** |
|
3 Months |
.10% |
.10% |
|
|
6 Months |
.25% |
.25% |
|
|
12 Months |
.45% |
.45% |
|
|
18 Months |
.70% |
.70% |
|
|
24 Months |
.80% |
.80% |
|
|
36 Months |
1.10% |
1.11% |
|
|
48 Months |
1.40% |
1.41% |
|
| Special |
60 Months |
2.10% |
2.12% |
$10,000 Minimum Balance required to earn APY** |
Term |
Dividend Rate |
APY** |
|
3 Months |
.20% |
.20% |
|
|
6 Months |
.30% |
.30% |
|
|
12 Months |
.50% |
.50% |
|
|
18 Months |
.80% |
.80% |
|
|
24 Months |
.90% |
.90% |
|
|
36 Months |
1.20% |
1.21% |
|
|
48 Months |
1.50% |
1.51% |
|
| Special |
60 Months |
2.10% |
2.12% |
$75,000 Minimum Balance required to earn APY** |
Term |
Dividend Rate |
APY** |
|
3 Months |
.30% |
.30% |
|
|
6 Months |
.40% |
.40% |
|
|
12 Months |
.60% |
.60% |
|
|
18 Months |
.90% |
.90% |
|
|
24 Months |
1.00% |
1.01% |
|
|
36 Months |
1.30% |
1.31% |
|
|
48 Months |
1.70% |
1.71% |
|
| Special |
60 Months |
2.10% |
2.12% |
*There is a penalty for early withdrawal. Rates are subject to change without notice.
**Annual Percentage Yield
