Each year we share with members of the PeoplesChoice family news from around our organization which can affect the way you bank. Here you can review past newsletters. You must have the Adobe Acrobat reader.

Winter 2015 Newsletter (download)

Winter 2014 Newsletter (download)

Winter 2013 Newsletter (download)

Winter 2012 Newsletter (download)

Winter 2011 Newsletter (download)

Winter 2010 Newsletter (download)


Mar 30, 2015

- The National Credit Union Administration is alerting consumers that texts they receive from an agency telephone line, 703-518-6301, asking for personal information are not coming from NCUA.

NCUA does not request personal or financial information from consumers. See NCUA’s Privacy Policy for more information.

This attempted fraud scam is called “spoofing." The perpetrators are able to mimic a telephone number to generate text messages. The texts may warn of a debit card reaching its limit or use some other trick to persuade individuals to provide personal information or go to a malicious website. Consumers should not click on links in the message, provide information to any websites referenced in the message nor attempt to conduct any financial transactions through those websites.

More than 40 consumers around the country received text messages yesterday.

Consumers receiving these texts should contact NCUA’s Consumer Assistance Center Hotline at 800-755-1030. NCUA also offers information about avoiding frauds and scams at

Consumers who suspect they may have become victims of identity theft should immediately contact their financial institutions and, if necessary, close existing accounts and open new ones. When identity theft occurs, NCUA urges consumers also contact the three major credit bureaus—Equifax (800-525-6285), Experian (888-397-3742) and TransUnion (800-680-7289)—to request a fraud alert be placed on their credit reports.






Mar 13, 2015

- Fake IRS agents have targeted more than 366,000 people with harassing phone calls demanding payments and threatening jail in the largest scam of its kind in the history of the agency, a federal investigator said Thursday.

More than 3,000 people have fallen for the ruse since 2013, said Timothy Camus, a Treasury deputy inspector general for tax administration. They were conned out of a total of $15.5 million.


The IRS is warning taxpayers about a nationwide scam in which fake IRS agents call people on the phone, demand payments and threaten them with jail if they don’t pay.

Some tips from the IRS:

• The IRS will never call on the phone to demand immediate payment and will never call about taxes owed without first mailing you a notice.

• The IRS will never demand that you pay taxes without giving you the opportunity to question or appeal the amount the agency says you owe.

• The IRS will never require you to use a specific payment method for your taxes.

• The IRS will never ask for credit card or debit card numbers over the phone.

• The IRS will never threaten arrest for not paying.

If you get a phone call from someone claiming to be from the IRS and asking for money, here’s what the IRS says to do:

• If you think you might owe back taxes, hang up and call the IRS at 1-800-829-1040.

• If you know you don’t owe taxes, report the incident to the Treasury inspector general for tax administration, at 1-800-366-4484, or online at

– The Associated Press

Photo By Susan Walsh/AP

The scam has claimed victims in almost every state, Camus said. One unidentified victim lost more than $500,000.

“The criminals do not discriminate. They are calling people everywhere, of all income levels and backgrounds,” Camus told the Senate Finance Committee at a hearing. “The callers often warned the victims that if they hung up, local police would come to their homes to arrest them.”

The scam is so widespread that investigators believe there is more than one group of perpetrators, including some overseas.

Camus said even he received a call from one of the scammers at his home on a Saturday. He said he had a stern message for the caller: “Your day will come.”

Sen. Johnny Isakson, R-Ga., said he got a similar call, but realized it wasn’t a real IRS agent.

“It was a very convincing, convincing phone call,” Isakson said.

So far, two people in Florida have been arrested, Camus said. They were accused of being part of a scam that involved people in call centers in India contacting U.S. taxpayers and pretending to be IRS agents.

“These criminal acts are perpetrated by thieves hiding behind telephone lines and computers, preying on honest taxpayers and robbing the Treasury of tens of billions of dollars every year,” said Sen. Orrin Hatch, R-Utah, chairman of the Senate Finance Committee. “Taxpayers must be more aware of the risks and better protected from attack and these criminals must be found and brought to justice.”

The IRS and the inspector general’s office started warning taxpayers about the scam a year ago, and it has since ballooned. This year, it tops the IRS list of “Dirty Dozen” tax scams.

Tax scams often increase during tax filing season, when millions of Americans are preparing their returns.

Feb 19, 2015

- PeoplesChoice Credit Union recently promoted Diana Cabral to Residential Mortgage Loan Processor including Secondary Market Processing. Cabral was previously a consumer loan processor within the department.








Feb 9, 2015

- PeoplesChoice Credit Union has landed top twenty-five standing in both total funds raised and highest per member contributions for the 2014 Maine Credit Unions' Campaign for Ending Hunger. Peoples Choice placed #15 in total funds raised and #12 in per member contributions.

The 2014 Campaign is a wonderful example of what hard work, and the power of cooperation canaccomplish. Thanks to the generosity of Maine's credit unions, including staff, volunteers andmembers, we continue to reach new heights in our collective efforts.

A record-setting $552,257.43 was raised to help end hunger in Maine. Since 1990, Maine Credit Unions have now raised nearly $5.9 million for the Maine CUs' Campaign for EndingHunger. We can be proud of the fact that 100% of this has gone directly to hunger organizations inMaine, and for the leadership credit unions have demonstrated on this issue.

Jan 7, 2015

- GREAT NEWS FOR OUR MEMBERS! PeoplesChoice Credit Union members now have access to the Rite Aid network of ATMs for surcharge FREE access, making PeoplesChoice the most convenient financial institution in Maine!

When combined with our SURF and Shared Branching network - this adds 79 more ATMs to the PeoplesChoice network. The Rite Aid locations in York County will be logo’d up soon with PeoplesChoice Unbanking wraps. The ATMs north of us may have other banking institution logo’s, however, our members will still have surcharge FREE access at all locations – a special advantage for our members only!  Another great reason to join PeoplesChoice today!

Nov 25, 2014

- Credit unions ranked significantly higher than banks in consumer satisfaction rankings, according to findings released by the American Customer Satisfaction Index (ACSI) in mid November. Credit unions scored an 85, while the average bank scored a 76.

"The ACSI score demonstrates how credit unions are best in class in financial services," said Jim Nussle, president/CEO of the Credit Union National Association. "Credit unions are steadfast in their dedication to member services, in large part because credit union members are credit union owners. Our not-for-profit structure allows us to serve our members rather than focus on maximizing profits for shareholders."


Nov 13, 2014

- Brenda Davis, co-founder of The Maine Credit Unions’ Ending Hunger Walking Tour visited our Wells branch to warm up a bit. Since it began, the Tour has covered more than 10,000 miles and is part of the Maine Credit Unions' Campaign for Ending Hunger, which has raised more than $5.3 million to help end hunger in Maine! This year's Walk runs from October 24-December 3, when it ends at University CU in Orono. Brenda is pictured here receiving a check for the charity on behalf of PeoplesChoice Credit Union and all its members. Good luck, and much thanks Brenda!

Click on the link below for more info including the entire route and a list of food pantries that will receive contributions.

Oct 8, 2014

- New research findings conclude that credit unions like PeoplesChoice and offer significantly better rates and term advantages on varied accounts and services than national or regional banks. Further proof that more and more people are moving to credit unions over banks in Maine and elsewhere. Read the story HERE.

Sep 17, 2014

Because millions of American seniors are targeted each year by scam artists or fall victim to other forms of financial abuse, NCUA has created two new videos aimed at helping consumers and credit union staff recognize and prevent fraud.

The agency's latest videos were released and posted on NCUA's YouTube channel. The first, Scams Targeting Seniors, is a dramatization of how an unwary consumer could become the victim of a typical scam. The video offers advice to credit union members who suspect they may have been targeted. The second, Reporting Elder Financial Abuse or Exploitation, explains to credit union managers and staff how to spot, prevent, and report cases of financial abuse.

NCUA Consumer Protection Update:
Scams Targeting Seniors


"An educated consumer is the first line of defense against fraud or exploitation," NCUA Board Chairman Debbie Matz said. "Research suggests financial abuse is the most common form of elder abuse, and perpetrators can be scam artists, dishonest financial advisors or even caregivers. Our new videos are the latest effort to help credit unions and members understand how this can happen and how to steer clear of trouble. If fraud or abuse happens, we also want people to know where they can get help."

NCUA also offers valuable information on its consumer financial literacy microsite, Pocket Cents, that can help seniors better understand how fraud or abuse can occur and how to protect themselves. NCUA sent a Letter to Credit Unions in September 2013 urging them to review their policies and procedures and ensure staff were trained to recognize signs that financial abuse or exploitation may be occurring.

Aug 27, 2014

- Marcie LeBel has joined the Residential Mortgage Loan Processing team at PeoplesChoice Credit Union, Saco ME.  Previously LeBel was the Mortgage Loan Processor for East Coast Mortgage in Auburn.










Aug 19, 2014

- PeoplesChoice Credit Union has been proud and chill to recently be a part of the ALS ice bucket challenge craze.  All branches in Saco, Biddeford, Wells, and Sanford have been participating to raise awareness and money to the gigantic good cause of ALS research and fundraising.  To learn more, google, ALS ice bucket challenge and embrace the cold – and the cause.  Much thanks from all your friends at PeoplesChoice.  We typically ask – Have you unbanked today?  But perhaps more importantly, have you taken the bucket today!?

Watch us take the challenge!

Jul 23, 2014

- Don't miss the Member Appreciation BBQs, Thursday & Friday, Aug 28 & 29. First 125 Members happily served free. Stop by, say hello, and enjoy Famous Dave's Pork and Chicken sandwiches with beans and slaw.

For more information please call 207-282-4156.

Thursday Aug 28, 11:30 to 1:00 - Biddeford branch - 369 Elm St

Friday Aug 29, 11:30 to 1:00 - Wells branch - 774 Post Road, Route 1

Jul 18, 2014

For over 50 years we have never charged a late payment on any consumer loan. We believe our members appreciate that and remember it. When bad things happen to good people we won’t make it more difficult to get them back on their feet. While other companies may be burying them with late fees, over-limit fees, etc.  PeoplesChoice’s No Fee Strategy is a way to build loyalty and trust with members and why we rise to the top in retaining members and their customer satisfaction.

I know of no other financial institution in the entire United States that does not charge late fees on consumer loans or VISA credit cards…we are truly here to help our members in good times and bad!

Empowering Members to Achieve Financial Success



Jul 14, 2014

-  After a search that drew applicants from 18 to 25 year-olds from throughout the state, one has emerged victorious in her pursuit of the ultimate prize—a dream job as the Young & Free Maine spokesperson, or “Spokester”.  Mallory Lavoie, a 24-year-old from Orono, is the winner of the fourth Young & Free Maine spokesperson job search!   This news was unveiled at special announcement at your League’s Annual Meeting and Convention in Portland, where it was celebrated in the presence of nearly 600 credit union representatives.  Current Spokester Lauren Reeves will complete her one-year term in early July.

Mallory was awarded the position after receiving the most public votes, as well as for her suitability for the job through the "If I were a Spokester" phase of the competition.  Mallory graduated from the University of Maine with a B.A. in Journalism and French in 2012, before beginning work for the Indian Island Elementary and RSU 26 school systems. Mallory won the position after an intense competition with her fellow finalists, Alexis Albert, a 24-year-old from Old Orchard, and Andrew Soucy, a 20-year-old from Biddeford.

Jul 10, 2014

Ray Gagnon - 2014 Alexander Ferguson Award for Outstanding Credit Union Volunteer!

"Ray was a Founding Father of our credit union and has devoted over 51 years of exemplary, on-going service. Ray is a life-long and steadfast learner. His positive and influencing personality keeps the board on its toes with historical reflection and roots. Ray has given PeoplesChoice a gift of direction, sound business insight, and caring for and about community."  Luke Labbe, President, PeoplesChoice Credit Union

Click to watch video

"He is one of the most level headed, grounded individuals I have ever met. Ray serves with grace and diginity and members first decision making."  Craig Pendleton, Board Chair, PeoplesChoice Credit Union.

Jun 27, 2014

Penny HastingsPeoplesChoice Credit Union recently appointed Penny Hastings as the assistant branch manager of their Wells Branch located at 774 Post Road. Hastings was previously assistant branch manager in Biddeford.


Nicholas PlummerPeoplesChoice Credit Union recently promoted Nicholas Plummer to Head Teller/Member Service Representative at its Biddeford Branch located at 369 Elm Street.



Kaitlyn Morse

PeoplesChoice Credit Union recently promoted Kaitlyn Morse to Head Teller at the company's Saco location, 23 Industrial Park Road.




Apr 16, 2014

PeoplesChoice Credit Union, with support from other local credit unions, recently brought real-world finances and money management to nearly 200 seniors at Marshwood High School in Eliot with the Financial Fitness – A Money Management Experience held at the School on April 2.

The Financial Fitness Money Management Experience is a half-day event during which students will check in and receive a scenario packet of their life at age 22, which includes their occupations, income and credit history. From there, students had to map out their financial future from financing their housing to purchasing food and clothing.

Luke Labbe, president/CEO of PeoplesChoice CU, said the experience is an effort to help students understand the importance of making smart financial decision at any age.

PeoplesChoice CU’s Martha Judkins, left,helps students with their spending plan at the recent Financial Fitness Fair at Marshwood High School, hosted by area credit unions.

“With these students having heard a lot said on the troubled economy in the last few years, this event actually gives them the opportunity to better prepare themselves by truly understanding the importance of being financially fit,” he explained. “These students are preparing to enter the real world, be it through applying to college or joining the work force. In order to be successful, it is necessary to have strong understanding of money and how to spend and save. The interactive nature of this event gives them a hands-on way to gain these important skills.”

Feedback from students was that the event was “eye-opening.” One student said, “I am going to think about a different major in college because, based on today, I can’t afford to do the career I chose.” Another added, “Now, I know why we can’t just do take-out every night because it adds up. This really helps me as I prepare to go off to college.”

Labbe said it is exactly those types of choices and sacrifices that makes having students go through this experience “so valuable. If they make one different decision when they get to the age of 22, based on today, and it is a different and better decision because of today, then this is a success. We’ve seen the successful results with students who have participated in one of these fairs.”

To everyone that volunteered – thank you for making this event possible for the students of Marshwood High School.

Mar 21, 2014

PeoplesChoice Credit Union held its' 11th annual Polar Bear Scramble on the state of the art golf simulators at Val Halla Indoor Golf in Cumberland, Maine.  This year's event featured a sold-out field and raised $12,874 for the Maine Credit Unions' Campaign for Ending Hunger and Maine Special Olympics.  In just eleven years, the event has raised over $118,153 for these two important causes.

Participants included a number of other credit unions from across Maine as well as business partners and friends of PeoplesChoice Credit Union. Congratulations to the top teams this year of AAA Energy, Pro Search, and C-Port Credit Union for their winning ways.

"We look forward to next year's tournament and continuing to improve the quality of life for people in Southern Maine.  This is a team effort and we are pleased at what this event has accomplished in just eleven years for two great area causes that are near and dear to our hearts," said Luke Labbe, President, PeoplesChoice Credit Union.

One of many participating teams was C-Port Credit Union, (l to r) Paul Young, Board mbr; Scott Paquet, Board mbr; Gene Ardito, President of C-Port Credit Union.

Mar 5, 2014

- As free checking disappears from the nation's biggest banks, the accounts remain alive and well at credit unions.

About 72% of credit unions offer free checking accounts with no strings attached, like required minimum account balances or direct deposits, according to a survey of the 50 largest credit unions.

That's unchanged from last year and down only slightly from 78% in 2010. Another 24% of these institutions have accounts that are free if customers meet certain requirements like making direct deposits.

"Free checking remains well within reach of most Americans, and often means looking no further than their credit union," said Greg McBride,'s chief financial analyst.

It's a very different story at the big banks, though. Only 38% of banks now offer free checking accounts, which is down slightly from 39% last year and a big drop from 65% in 2010, based on responses from 10 major banks.

Feb 27, 2014

- FICO Score 'High Achievers' exhibit strikingly similar credit habits, and can save thousands of dollars over the life of a loan. Here are the credit management techniques used by people with the highest credit scores in the nation. Climb your way to become a FICO Score High Achiever...

Click for full size info-graphic

Feb 20, 2014

Credit card issuer Capital One isn't shy about getting into customers' faces. The company recently sent a contract update to cardholders that makes clear it can drop by any time it pleases.

The update specifies that "we may contact you in any manner we choose" and that such contacts can include calls, emails, texts, faxes or a "personal visit."

Switching to a Credit Union makes more sense every day!

Feb 12, 2014

On Tuesday, February 11, more than 100 representatives from Maine’s credit unions were joined by Miss Sue Mitchell, a memorable character from the award-winning movie, The Blind Side, and who was portrayed in the film by Oscar-winner Kathy Bates, in announcing that the 2013 Maine Credit Unions’ Campaign for Ending Hunger raised a record-setting $513,309.19. This represents an increase of more than $42,000 over 2012’s record-setting total. The announcement was made at a special ceremony held at The Marriott in South Portland.

Jan 28, 2014

Please join us at City Theater in Biddeford on Friday, February 7th at 7:30 for a fantiastic show with David Mallett, one of America's true original troubadours. All proceeds from this show are going to the area food pantries. More info and tickets...

Jan 22, 2014

A new report finds Capital One repsonsible for 21% of the 25,000 gripes filed with the Consumer Financial Protection Bureau since 2010. Citibank and Bank of America took a close 2nd and 3rd place.

Billing issues represented the largest percentage of complaints (18%), followed by gripes about interest rates (10%).

Credit card complaints

Jan 20, 2014

- In 2014, Credit Unions will have the largest shared branch network of any financial institution, including banks, in America.

For more information, click on 'Find an ATM' or 'Find a Branch' to locate a free ATM or free shared branch near you.

Jan 17, 2014

Target is offering one year of free credit monitoring to all Target guests who shopped in U.S. stores, through Experian’s® ProtectMyID® product which includes identity theft insurance where available.

To receive your unique activation code for this service, please go to and register before April 23, 2014. Activation codes must be redeemed by April 30, 2014. You can find additional information and FAQs about this incident at

Jan 6, 2014
As we continue to monitor the recent Target compromise, we have learned of recent phishing emails related to the Target breach. The emails look like they are from Target and play on the fears of the public that they may have had their card compromised. Proceed with caution if you receive an e-mail from Target. You should NOT OPEN any links that may be included in these emails as that could potentially allow additional access to your personal information. Target plans to post any and all emails to their breach-related site so its customers will know the difference between valid emails and phishing emails.
Dec 24, 2013

All debit cards that were compromised in the Target security breach have now been replaced. New cards will take 5 to 10 business days.

Nov 12, 2013
Saco, Maine: In a move to provide its members who own small businesses with the ability to accept card payments on the go, PeoplesChoice has partnered with the Fiserv and the SpotPay™ system. This app/device combination converts smartphones into mobile credit card, debit card and stored-value card readers; allowing business people to accept payments from most major credit and debit cards.
Nov 4, 2013

Saco — PeoplesChoice Visa® Cardholders who register their card and provide a valid e-mail address to the  ScoreCard® Rewards Program when they create a user profile between November 4 and December 14, 2013 will be entered into six weekly drawings for a $100 Visa gift card and a Grand Prize Drawing for a $500 card.

Oct 29, 2013

Saco: In an ongoing effort to live up to a mission of empowering members to achieve financial success the Saco, Maine PeoplesChoice Credit Union will be once again offering two more classes in it’s ongoing Financial Fitness Series. The series of seminar-styled classes put on by PeoplesChoice is designed to help consumers—young and old—to build a solid financial management skill set.

Oct 15, 2013

SACO: As a member of PeoplesChoice you are a part owner in a not-for-profit financial cooperative. We need to ask your support in ensuring that PeoplesChoice retains this important distinction. There are forces at play in the halls of congress that wish to take away the fundamental ideals that make Credit Unions so valuable to the American public. Take a minute and learn what you can do to help stop this from happening today.


Oct 14, 2013

Saco: In an announcement made at the end of last week from the main office of PeopleChoice Credit Union in Saco, Maine, PeoplesChoice Credit Union has received the distinction of again being named to the annually released list of Best Places to Work in Maine. This is the fourth concurrent year that PeoplesChoice has participated and been selected for this high honor which serves as a measure of employee engagement for Small, Medium and Large-sized businesses across the state of Maine.

Aug 27, 2013

Last June, PeoplesChoice Visa credit card holders began collecting ScoreCard® Rewards Bonus Points and enrolled in the rewards program. Now you have the ability to browse for Rewards Online.



Jun 24, 2013

Rewarding yourself can be as easy as 1, 2, 3. Register, Collect and Enjoy.

Saco, Maine -- Starting this June 2013 all PeoplesChoice Visa credit card holders can begin collecting ScoreCard® Rewards Bonus Points. PeoplesChoice Member Visa credit card holders in good standing will be able to log in to the points-based reward program at the ScoreCard Rewards website to check on their collected Bonus Points balances and shop for rewards ranging from gift cards from retailers like LL Bean and the iTunes store to iPods, iPads, the PCU 50th Anniversary Portland Sea Dogs jersey, domestic air travel vouchers and more. Cardholders can even apply rewards to the End Hunger in Maine cause.

Apr 26, 2013
April 26, 2013 - Saco, Maine - During the 2013 Annual Members PeoplesChoice annual shareholders meeting, a small group happily presented a “big check” for $7,506 to the Ending Hunger in Maine Campaign. The funds, raised during the past year by the employees and members of the Saco, Maine based credit union, are being made available to the following group of southern Maine organizations dedicated to the cause of Ending Hunger:
Apr 11, 2013

Do you have your retirement dreams? Do you have your retirement plan?

PeoplesChoice members are invited to hear trusted credit union partner Salem Advisory Group and their special guest speaker Ryan Perkins of GamePlan Financial as he shares his Seven Keys to Optimizing Social Security Benefits and other retirement planning strategies at the PeoplesChoice Saco Operations Center at 6:00 pm on May 15, 2013. A second session is also being held at The Coastal House in Wells on May 16 at 6:00 pm.

To reserve your seat for this informative Social Security, retirement and insurance sales presentation call 207-641-8332. There is no cost and no obligation for the event. Hors d’oeuvres & desserts will be served.

Apr 1, 2013

Independent Research Firm Callahan & Associates also puts the Saco, Maine Credit Union in top 5% of all US Credit Unions

March 25, 2013 — Saco, Maine - In Q4 2012 Callahan & Associates measure of Credit Union Member Valuation—called the Return of Member Index—PeoplesChoice Credit Union was the leading credit union in southern Maine and placed in the top 5% of all US Credit Unions in their class. PeoplesChoice placed 29th nationwide in a class of 702 credit unions with assets valued between $100M-$250M.

Mar 15, 2013

Saco, ME – March 10, 2013 – In February the Maine Credit Union League and PeoplesChoice Credit Union along with it announced the best year ever in the ongoing campaign to fight hunger in Maine by posting a $25,000 increase over the 2012 effort. The generous outpouring from credit unions and their members across the state set an excellent example for future giving efforts to everyone; especially to children like Jada.

Feb 14, 2013

The Maine Credit Union League has posted a record breaking year in funds raised in their Campaign to End Hunger. The 2012 campaign, which raised $471,744.42, embodies the collective spirit, passion and commitment of Maine's credit unions to helping others. (CLICK FOR PICTURES)

Feb 12, 2013

February 12, 2013:  What an exciting night it was for a couple of great buddies in Portland recently. Not only did the Pirates shutout the Albany Devils on February 2nd, but two pair of Big & Little Brothers had the chance to enjoy the action at the Civic Center for free thanks to a ticket donation by PeoplesChoice Credit Union to Big Brothers Big Sisters of Southern Maine.  Salty Pete, the Pirates Mascot, also came by and spent a few minutes with the group at the special event with Junior Achievement and the Pirates.

Jan 29, 2013

Saco, ME – January 29, 2013 – PeoplesChoice Credit Union today announced the promotion of Shannon Kashinsky to Vice President of Human Resources. Shannon joined PeoplesChoice two years ago, and immediately became a vital member of the organization.

Jan 7, 2013

PeoplesChoice’s popular FINANCIAL FITNESS SERIES returns to Saco this winter

Come learn strategies and tips to help you succeed and support positive financial management of your life. This program is for anyone seeking information on ways to make a dollar go a bit further in their life — the homemaker, working parents, retirees, anyone — this series is for you. All Financial Fitness events take place at our Saco operations center on the date indicated from 5:30 to 7:30 pm. Visit our website for further information. All events are free and open to the public. Reserve a space by speaking with a PeoplesChoice branch teller, RSVP by phone at 282-4156 or email to

January 24: Best ways to build a budget and improve your credit score

January 31: Chrystie Vachon, Extreme Couponing Expert Returns

February 7: eBanking 101 - Online Banking Education

Jan 3, 2013
In the annual PeopleChoice end of year newsletter we look both forward to what our 50th year has in store and back at some of the highlights from 2012. Take a look at our history as you travel along our timeline and see why we are once again Maine's Best Place to Work.

Dec 21, 2012

Come into your PeoplesChoice branch between now and the New Year and find the Christmas tree that gives memories and delight in the form of stories to be shared with those you love. As our gift to our members we have erected a tree in each of our four branches for the holiday season and beneath the boughs of each of these beautiful trees you will find books ready for the taking.

Dec 19, 2012
Welcome and congratulations!  Jennifer Arps joins PeoplesChoice as a new Mortgage Loan Originator based in Saco. 
Nov 5, 2012

In recent years, the turbulent banking industry has pushed increasing numbers of consumers toward financial alternatives to the biggest national banks. A taxpayer-funded bailout, new and increasing fees for basic banking products, and a series of industry scandals have left a bad taste in the mouths of many bank customers. Enter credit unions.


Oct 23, 2012

PeoplesChoice has selected and announced the winners of its recently ended “It’s My Tech Choice” contest. The promotion offered participants the chance to win their choice of an Apple iPad or an Android Smart Phone.

The Android Phone was won by Biddeford resident Lucille Murphy and the iPad went to Laurie Hatch of Cape Porpoise.

Oct 12, 2012

Lewiston, ME—October 12, 2012— PeoplesChoice Credit Union, located in Saco, ranked #1 “Best Places to Work in Maine” small/medium category at an announcement made by The Society for Human Resource Management’s (SHRM) Maine State Council’s awards and recognition dinner held last night at the Ramada Conference Center in Lewiston.

Oct 10, 2012
PeoplesChoice Credit Union has a new member in its family of customer-focused products and services - a brand new website designed to streamline the customer experience. Now you can find all the things you need right where they should be.
Aug 9, 2012
As part of a recent graduating class of 75 credit union professionals, PeoplesChoice Vice President Eric Green completed the three-year course of study with High Honors. During the July ceremony--held at the University of Wisconsin’s CUNA Management School--Eric was one of only seven to attain high honors for their achievement in academic and real world training in credit union and financial leadership. We are very proud of his achievement and all it does to show how far we are going to train world-class professionals to serve you in your banking needs. Way to go Eric.
Jun 4, 2012

On May 30, 2012, a property closing in a private sale of 35 Bradbury Street in Biddeford was completed transferring ownership from PeoplesChoice Credit Union to Good Shepherd Parish Catholic Church.  Good Shepherd already owns the adjacent property - St Joseph Church .

Mar 13, 2012

Thanks to everyone for your donations and support PCU team for Mary’s Walk 2012, held March 11 in Saco. Each year the Kerrymen Pub holds Mary’s Walk in honor of Mary Kerry Libby to help fund Maine based cancer research. Since its inception in 1999 Mary's Walk has raised over $1,410,000 for cancer research in Maine.

Mar 9, 2012

Saco, ME – March 7, 2012 – PeoplesChoice Credit Union held its’ 9th annual Polar Bear Scramble on the state of the art golf simulators at Fore Season Indoor Golf in Portland, Maine.  This year’s event featured a sold-out field and raised $11,700 for the Maine Credit Unions’ Campaign for Ending Hunger and Maine Special Olympics.  In just nine years, the event has raised over $93,200 for these two important causes.

Nov 4, 2011

PeoplesChoice Credit Union, based in Saco, was recently and once again named as one of the “Best Places to Work in Maine.” In just their second year on the list PCU moved up from 19th to 13th place in the Small-Medium Companies category.

Sep 29, 2011

In early July, a highly skilled unit of professionals was deployed in Saco to send 15 unmarked packages to Afghanistan in a mission of mercy. At the other end of that delivery five very lucky U.S. soldiers unwrapped care, comfort and some much needed ‘stuff’ from home.

Aug 19, 2011
PeoplesChoice Credit Union is pleased to announce we have recently added new convenient download functionality to Internet Banking. You can download your account history in Quicken® WebConnect file format. This file formats allow you to import your history directly from your Internet Banking account.

Aug 5, 2011

PeoplesChoice Credit Union proudly announces the promotion of Brenda Piecuch to Vice President Compliance. Brenda joined PeoplesChoice in 2009, adding to her 20 year career with financial institutions and public accounting.  As a dedicated financial professional she thoroughly monitors PeoplesChoice Credit Union compliance issues in today’s hyper-regulated financial environment.

Jul 25, 2011

PeoplesChoice Credit Union's wonderful front desk ladies, who cheerfully answer the phone each and every day, to help our customers with any needs, recently came across a very bad individual who was trying to take over one of our members accounts.

Jul 13, 2011

PeoplesChoice recently completed a special partnership with charitable organization Dress for Success of Southern Maine.

Jun 6, 2011

PeoplesChoice Credit Union was recently awarded the prestigious Dora Maxwell Award for outstanding member service, public service and volunteerism in their communities.

May 31, 2011

The Maine Credit Union League recently honored six individuals, including one with ties to York County, for their contributions to the success of Maine's credit unions. The recipients were recognized and presented with their awards at a special ceremony held in Augusta on May 20 in conjunction with the Maine CU League's 73rd Annual Meeting & Convention.

May 18, 2011

generally offering lower interest rates, lower penalty charges, and reduced fees, a Pew Health Group study has found.

Apr 15, 2011

The results are in, and in 2010, PeoplesChoice Credit Union raised $8,203 of the record-setting $402,000 that the Maine Credit League raised for Ending Hunger in Maine.

Mar 16, 2011

PeoplesChoice Credit Union held its’ 8th Annual Polar Bear Scramble on the state of the art golf simulators at Fore Season Indoor Golf in Portland, Maine. This year’s event featured a sold-out field and raised $10,588 for the Maine Credit Unions’ Campaign for Ending Hunger and Maine Special Olympics.

Jan 10, 2011
If you or your friends aren't checking with PeoplesChoice, there is a good chance you will see new fees on your checking account.
Jan 3, 2011
Members will soon receive a copy of our most recent newsletter along with their end of year statements.
Nov 1, 2010
Loan growth at PeoplesChoice Credit Union is up 22.6% through September
Oct 19, 2010

The Celebration starts here! From October 17-23, Maine credit unions are celebrating International Credit Union Week. Celebrations are taking place at credit unions across Maine. Stop into any of our conveniently located offices and find out how to become a PeoplesChoice member.

Oct 4, 2010
your money is safe with a Credit Union!
Sep 29, 2010
being implemented due to new financial regulations. More reasons to do business with PeoplesChoice, home of the NO FEE credit card!
Sep 24, 2010
why so many consumers are continuing to move away from big banks and towards credit unions like PeoplesChoice.
Sep 22, 2010

Consumers saved $7.3 billion in 2009 by using a credit union instead of a bank—a savings of about $80 per credit union member according to the Credit Union National Association and state credit union leagues. The savings came in the form of lower fees, higher savings rates, and lower loan rates associated with credit union membership.

Sep 15, 2010

PeoplesChoice was a proud title sponsor of the Portland Pirates Player of the Year 2009-2010 season. Tyler Ennis was selected for the award. Ennis is projected to be a solid NHL player in the immediate future.

Jun 30, 2010

What's more annoying than the vuvuzela, the South African horn that has become the soundtrack for this year's World Cup?

Probably nothing. But checking account fees come pretty close.

Jun 24, 2010

MADISON, Wis. (6/24/10)--U.S. credit unions are outperforming big banks and are quickly gaining market share, said a Huffington Post blogger Tuesday. The Credit Union National Association (CUNA) is featured prominently in the article.

Jun 1, 2010

Suze Orman's CNN interview advises the public to look at credit union credit cards, gives credit unions props for being member-focused.

Mar 10, 2010

PeoplesChoice Credit Union is pleased to announce that it now belongs to the CO-OP Network, the largest credit union-owned ATM network in the United States.

Feb 24, 2010

Interest rate limit is a unique consumer protection.

Download forms here.

Order them here.


Saco, Maine
23 Industrial Park Rd 04072
(207) 282-4156
Biddeford, Maine
369 Elm St, 04005
(207) 284-8483
Sanford, Maine
39 Country Club Rd, 04073
(207) 490-2000
Wells, Maine
774 Post Road, Route 1, 04090
(207) 646-2597

Welcome to the new and improved PeoplesChoice Credit Union website!

Whether through or our added new - Thanks for visiting. You will find enhanced features, services, and information, all in an easy to navigate layout.

We want to make your online banking experience with PeoplesChoice as simple and helpful as possible. If you have any questions, comments or needs, regards online banking, the new website, or for any other reason, please email us, phone us, or drop by a local branch

If you are having trouble viewing this site, please hold down the shift key on your keyboard and click your browser's refresh button to clear your cache.

Please take a moment to look around and see the new rates and packages that we are offering.

If you are interested in mobile banking, please contact us, or log-in using the log-in form located on the upper right. We thank you for your business and support and look forward to seeing you soon.

The PeoplesChoice Team


Please CLICK this box to close the window