Loan Rates

Rates effective January 25, 2017†

MORTGAGES

Whether you are looking to purchase, refinance, build a home or just looking to know how much you can qualify for, PeoplesChoice Credit Union offers a complete package of mortgage products to assist in servicing your needs. Choose from a fixed rate or adjustable rate mortgage for financing your primary owner occupied residence, second home (non-owner occupied) and/or investment property.

Please call or stop by for current rates†.

†Rates and Terms are subject to credit approval.


SECURED LOANS‡†

TERM

APR*

Maximum APR*

24 months

As low as 2.49% APR

Up to 18.00% APR

36 months

As low as 1.99% APR

Up to 18.00% APR

48 months

As low as 2.19% APR

Up to 18.00% APR

60 months

As low as 2.59% APR

Up to 18.00% APR

75 months

As low as 3.79% APR

Up to 18.00% APR

84 months

As low as 4.69% APR

Up to 18.00% APR

‡Includes vehicle loans - (new or used). Up to 120% of NADA retail value or MSRP, based on year of vehicle, loan term and credit score. Boats, motorcycles, snowmobiles, etc inquire about our low rates. We do reserve the right to ask for a down payment. Additional terms and conditions will apply. †Rates and Terms are subject to credit approval.


UNSECURED LOANS

TERM

APR*

Maximum APR*

Up to 60 months

As low as 6.95% APR

Up to 17.95% APR

†Rates and Terms are subject to credit approval.


LARGE RECREATIONAL VEHICLES AND BOATS†

TERM

APR*

Maximum APR*

Up to 120 months

As low as 4.09% APR

Up to 18.00% APR

†Rates and Terms are subject to credit approval. We do reserve the right to ask for a down payment.
*The Annual Percentage Rate (APR) for all loans will be within the range disclosed and is based on individual credit score. Ask your Loan officer for the rate that you qualify for. All rates are subject to change without notice.


SHARE SECURED LOANS AND TERM SHARE CERTIFICATE LOANS†

TERM

APR**

Up to 60 months for Share Secured or Term Share Certificates

2.00% above the Share Dividend Rate

†Rates and Terms are subject to credit approval.
**The Annual Percentage Rate (APR) for Share secured or Term Share Certificate secured advances will be the Dividend Rate being paid on the regular Share or Term Share Certificate being offered as security ("Index") on the date of the advance plus 2%.


VISA® CREDIT CARDS

TYPE

APR*

Platinum Preferred

9.90% APR

Fixed Rate

†Rates and Terms are subject to credit approval.
*APR = Annual Percentage Rate (rates are subject to change)


Click here, call 1-877-785-6328 or come in to any of our four convenient branches and become a member today!