Share Certificates

Once you open your Share Certificate, you are locked-in to that dividend rate** for the full term of the certificate. Terms for the certificates range from 3 months to 5 years. Once the Share Certificate matures (fulfilled its term), you can opt to roll it over for another term or you can change terms based on dividend rates.

Your deposit accounts are insured up to $250,000 by the National Credit Union Administration, A U.S. Government Agency. You may click on the NCUA Share Insurance Estimator link below to help you understand your share insurance protection.

*$500 minimum balance required to earn Annual Percentage Yield
** There is a penalty for early withdrawal and rates are subject to change without notice.

PeoplesChoice Checking with SpendShield has it all.

A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.