Fee Schedule

Effective February 15, 2018

Returned Overdraft Item (RtnOvdrft)
A returned overdraft item may be created by check, in-person withdrawal, or other electronic means.

$29.00 per item

Paid Overdraft Item (PdOvdrft)
A paid overdraft item may be created by check, in-person withdrawal, or other electronic means.

$29.00 per item

Overdraft Protection transfer from savings $  3.00 each (Limit 6 times per month)  
Share Draft (Checking) FREE
Young and Free Share Draft (Checking) FREE
Debit Card FREE
Stop Payment $25.00
Notary Services for Members FREE
Copy of a draft (check) $ 2.00 per item
FAX of photocopy of draft $ 3.00 per item
FAX of photocopy of draft (same day) $ 7.50 per item
X-PressLine Phone Banking FREE
Wire transfer—Outgoing $20.00
Wire transfer—Foreign, Outgoing $30.00
Wire transfer – Incoming FREE
Statement copy $2.00
Statement history $1.00
Cashed or deposited checks returned $15.00
Research per hour $25.00 (1 hour minimum)
Night deposit bag (refundable) $5.00
Night deposit key replacement $5.00
Money Order (1 free per day) $1.00 per check
Official Checks $5.00
Convenience Checks for Share Draft (checking) $1.00 for 5
Money Order/PCU Check stop pay $25.00
Money Order/PCU Check copy $5.00
VISA Gift Card $4.95
CO-OP ATMs FREE
PCU ATMs FREE
Allpoint ATMs FREE
Canadian Check Deposited $8.00
Check cashing (Canadian Checks) $8.00
Fax requests—price per page $1.00
Collection requests (foreign items) $5.00
Revoke Authorization (ACH Stop Pay) $25.00
Photocopies          (1 free per day)   $ .25 each page
Missing Address Fee $2.50 per month
Dormant Account Remittance Fee   $30.00
Inactive Account Fee (After 12 months) $5.00 monthly
Levy/Garnishment Processing $25.00
Closed Account Fee (within 6 months) $20.00
Skip-A-Payment Processing Fee (Non-Mortgages) $30.00
Foreign Owned ATM Fee 4 free (ATM Usage Fee) $ .75 each
Online Banking FREE
eStatements   FREE
Bill Pay Fee for less than 3 bills paid monthly $5.95
Replacement Debit or Credit Card FREE
Mobile Banking FREE
$nap Deposit (mobile check deposit) FREE
Lightning Pay FREE
  
Safe Deposit Box Rental Rates Annually (SAFEBOX)
3X5        $35.00 Lost Key Fee $50.00
Drill Fee $300.00 - $500.00
5X5        $45.00
3X10      $50.00   
5X10      $65.00
10X10    $95.00
 
Coin Counting Machine Members first $100.00 Free, Balance 5%
Non Members 7% of Total Amount

*Fees are set by the Board of Directors and are subject to change.
 
Complaint Resolution Procedure - If you have a dispute with your credit union regarding your account(s), you may contact your credit union's complaint representative or department to resolve the problem directly with your credit union. If your credit union fails to resolve the problem, write a letter detailing the problem and the resolution you are seeking to:

Maine Bureau of Financial Institutions
Consumer Outreach Program
36 State House Station
Augusta, ME 04333-0036

To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following Internet address:

www.maine.gov/pfr/financialinstitutions/complaint.htm

The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim or refer it to the appropriate supervisory agency and inform you to whom it has been referred. You will be informed of the results of any Bureau of Financial Institutions investigation.