Your Family's Financial Future With PeoplesChoice Credit Union
Our three-step BOOST program provides specialized products and resources to support our younger members in preparing for a more secure financial future.
Ages 5-11
BOOST Savings
3% Dividend Rate up to $2,500
This high yield savings account offers a 3% dividend rate up to a $2,500 balance. Balances above $2,500 will earn our standard share rate. The relatively high savings account rate should allow for real conversations about the power of saving and compound interest.
*Anyone under 18 can have a BOOST Savings account. The age range of 5-11 are to participate in the BOOST Savings Program.*
The Perks:
- Upon account opening, we’ll give your child a PeoplesChoice Credit Union water bottle and deposit the initial $5 required for membership!
- If your child makes at least one deposit/transfer during the month, they will be entered into our monthly BOOST Savers raffle, where they can win fun prizes!
- Upon making their first regular deposit, we will deposit another $25 into their account as an award for being a good saver!
- You and your child can check out our BOOST Savings educational challenge, located below.
- Each year, we award a $250 grand prize to our BOOST Savings Member of the Year. Anyone with a BOOST Savings account as of 12/31 who qualified for at least two monthly raffles during the year will be entered to win. This prize will be awarded at our annual membership meeting.
Ages 12-15
BOOST Checking & Digital Banking
Packed with effective learning tools.
The BOOST Checking and Digital Banking account will allow younger members to learn how to spend wisely, develop good debit card behavior, save money and monitor their balances with our digital banking app. PeoplesChoice Credit Union’s online banking will give BOOST participants instant connectivity to their account anytime, anywhere.
The Perks:
- Upon account opening, we will add $25 to your BOOST Checking account.
- Once you have enrolled and logged into online or mobile banking, we will deposit an additional $50 to your account.
- Upon becoming an active digital banking user, you will be entered into our monthly raffles where you can win fun prizes!
- Be sure to check out our educational challenges located below.
- Each year, we award a $500 grand prize to our PeoplesChoice Credit Union BOOST Checking Member of the Year. This is awarded at our annual meeting. Anyone with a BOOST Checking account as of 12/31 who qualified for at least two monthly raffles during the year will be entered to win.
Ages 16-18
BOOST Credit
No fees. $1,000 limit.
9.9% APR*. Approval based on parent’s credit.
The BOOST credit card for members 16-18 was created to prepare your teen for a healthy relationship to building credit. The goal of the program is to have each participant leave the program with an excellent credit score by the time they are 18.
*Annual Percentage Rate
The Perks:
- Upon opening your new BOOST Credit Card, we will give you 5,000 rewards points!
- If you enroll in My Credit Score within our digital banking app and demonstrate good credit (690+) by your 19th birthday, you will be entered to win a $2,000 scholarship and the title of PeoplesChoice Credit Union BOOST Credit Member of the Year! We will also be presenting $500 scholarships to two other qualified BOOST credit members. These scholarships will be awarded at our annual membership meeting.