Transfer today and save more tomorrow
Switch the current balance of your existing card to our Visa credit card and take advantage of a 6-month 2.99% APR introductory rate.
A fee-free financial future
All the benefits and no fees for real financial freedom.
- No annual fee
- No over-limit or late fee
- No cash advance fee
- No balance transfer fee
- No international transaction fee
Treat yourself to big rewards
Every time you use your PeoplesChoice Platinum Preferred Visa card, you’re earning points toward flights, cars, and hotels, electronics, and more. Make your money work for you with VISA ScoreCard® Rewards.
Take a look at how our benefits, rates, and fees compare to our competitors’. The smart choice is easy.
PeoplesChoice Platinum Preferred VISA®
Other Bank Credit Cards
*Purchase APR dependent on credit worthiness
**Based on $10,000 advance, transfer or transaction
†1% for advance, transfer, or transaction less than $10,000
Note: Bank Visa rates and fees are based on information from the Federal Reserve. Average credit card interest rate from creditcards.com. PeoplesChoice is not responsible for errors or misrepresentations in this information.
To report a lost or stolen VISA Credit Card please call 1-800-991-4961.
Do you have Fraudulent Charges?
To create a claim on up to three POSTED fraudulent charges to your VISA Platinum Credit Card, please call the Self Service Dispute at 800.600.5249. This service is available 24/7. You may be transferred to an agent if you have more than three transactions or questions. An agent is available Monday -Friday 8:00am to 8:45pm and Saturday 9:00am to 2:45pm. You can also contact PCU Payment Services Department, locally at (207) 282-4156 during our normal business hours.
Review Your Agreement
The Credit Card Agreement below provides general information based on our most recent account information and offers. The agreement is subject to change. You can request a copy to be mailed by calling 207-282-4156.
Choose fee-free and see the savings.
People like you are saving more with fee-free credit cards, high-yield savings accounts, and personalized loan options that suit their needs. Get it all at PeoplesChoice.