Transfer today and save more tomorrow
Switch the current balance of your existing card to our Visa credit card and take advantage of a 12-month 2.99% APR introductory rate. Just another reason why people like you choose PeoplesChoice.
A fee-free financial future
All the benefits and no fees for real financial freedom.
- No annual fee
- No over-limit or late fee
- No cash advance fee
- No balance transfer fee
- No international transaction fee
Protect purchases with SecurLOCK
Be confident that your money is always secure with the SecurLOCK mobile app. Know when and where your credit card is used with advanced protection technology. Turn your card on and off, set a transaction amount, location, and merchant alerts, and control it all in the palm of your hand.
Treat yourself to big rewards
Every time you use your PeoplesChoice Platinum Preferred Visa card, you’re earning points toward flights, cars, and hotels, electronics, and more. Make your money work for you with VISA ScoreCard® Rewards.
Do you have Fraudulent Charges?
To create a claim on up to three POSTED fraudulent charges to your VISA Platinum Credit Card, please call the Self Service Dispute at 800.600.5249. This service is available 24/7. You may be transferred to an agent if you have more than three transactions or questions. An agent is available Monday -Friday 8:00am to 8:45pm and Saturday 9:00am to 2:45pm. You can also contact PCU Payment Services Department, locally at (207) 282-4156 during our normal business hours.
Take a look at how our benefits, rates, and fees compare to our competitors’. The smart choice is easy.
PeoplesChoice Platinum Preferred VISA®
Other Bank Credit Cards
**Based on $10,000 advance, transfer or transaction
†1% for advance, transfer, or transaction less than $10,000
Note: Bank Visa rates and fees are based on information from the Federal Reserve. Average credit card interest rate from creditcards.com. PeoplesChoice is not responsible for errors or misrepresentations in this information.
To report a lost or stolen VISA Credit Card please call 1-800-991-4961.
PeoplesChoice Checking with SpendShield has it all.
A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.