| Allpoint ATMs | FREE |
| Bill Pay | FREE |
| Canadian Check Cashing | $8.00 |
| Canadian Check Deposit | $8.00 |
| Closed Account Fee (within 6 months) | $20.00 |
| Convenience Checks for Share Draft (checking) | $1.00 (For 4) |
| CO-OP ATMs | FREE |
| Copy of a Draft (check) | $2.00 (Per Item) |
| Debit Card | FREE |
| eStatements | FREE |
| Fax of Photocopy of Drafts | $3.00 (Per Item) |
| Fax of Photocopy of Drafts (Same Day) | $7.50 (Per Item) |
| Fax Requests | $1.00 (Per Page) |
| Inactive Account Fee (After 12 months) | $5.00 (Monthly) |
| Levy/Garnishment Processing | $25.00 |
| Missing Address Fee | $2.50 per month |
| Mobile Banking | FREE |
| Money Order | FREE |
| Money Order/PeoplesChoice Check Copy | $5.00 |
| Money Order/PeoplesChoice Check Stop Pay | $25.00 |
| Night Deposit Bag (Refundable) | $5.00 |
| Night Deposit Key Replacement | $5.00 |
| Notary Services for Members | FREE |
| Official Checks | FREE |
| Online Banking | FREE |
| Paid Overdraft Item (PdOvdrft) A paid overdraft item may be created by check, in-person withdrawal, or other electronic means. | $9.95 per item |
| Returned Overdraft Item (RtnOvdrft) A returned overdraft item may be created by check, in-person withdrawal, or other electronic means. | $19.95 per item |
| Overdraft Protection Transfer from Savings | $1.00 each (Limit 6 Times per Month) |
| PeoplesChoice Credit Union ATMs | FREE |
| Photocopies (1 Free per Day) | $0.25 (Each) |
| Replacement Credit Card (*$25 charge for the 4th and any subsequent card issued within a 6-month time period) | FREE* |
| Replacement Debit Card (*$25 charge for the 4th and any subsequent card issued within a 6-month time period) | FREE* |
| Research (1 Hour Minimum) | $25.00 (Per Hour) |
| Revoke Authorization (ACH Stop Pay) | $25.00 |
| Safe Deposit Box Rental Rates (Annually) - SAFEBOX Safe Deposit Boxes are no longer an offered product. Fees apply to existing Safe Deposit Box members. | $35.00* (3x5) |
| $45.00* (5x5) | |
| $50.00* (3x10) | |
| $65.00* (5x10) | |
| $95.00* (10x10) | |
| $50.00* (Lost Key) | |
| $300.00 - $500.00* (Drill Fee) | |
| Share Draft (Checking) | FREE |
| Skip-A-Payment Processing Fee (Non-Mortgages) | FREE |
| $nap Deposit (Mobile Check Deposit) | FREE |
| Statement Copy | $2.00 |
| Statement History | $1.00 |
| VISA Gift Card | $4.95 |
| Wire Transfer (Incoming) | FREE |
| Wire Transfer (Outgoing) | $20.00 |
| Wire Transfer (Outgoing, Foreign) | $30.00 |
| X-PressLine Phone Banking | FREE |
| Lightning Pay | FREE |
| Cashed or deposited checks returned | FREE |
| Stop Payment | $25.00 |
| Collection requests (foreign items) | $5.00 |
| Coin Counting Machine | FREE to Members Non Members 7% of Total Amount |
*Fees are set by the Board of Directors and are subject to change.
Complaint Resolution Procedure
If you have a dispute with your credit union regarding your account(s), you may contact your credit union’s complaint representative or department to resolve the problem directly with your credit union. If your credit union fails to resolve the problem, write a letter detailing the problem and the resolution you are seeking to:
Maine Bureau of Financial Institutions
Consumer Outreach Program
36 State House Station
Augusta, ME 04333-0036
To file a complaint electronically, you may contact the Bureau of Financial Institutions at www.maine.gov/pfr/financialinstitutions/complaint.htm.
The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim or refer it to the appropriate supervisory agency and inform you to whom it has been referred. You will be informed of the results of any Bureau of Financial Institutions investigation.
Open a HighFive Checking Account, Earn 5.00% APY
A checking account with no minimum balance requirements, no monthly fees, and early paycheck access up to two days sooner—all with the opportunity to earn 5.00% APY* on balances up to $10,000. With the PeoplesChoice HighFive Checking Account, you also have access to free mobile banking, direct deposit, and more. Learn more on the full qualifications here or open your account today.
