Round-Up

Let your daily spending make a big difference. Members now have the option to “Round-Up” their debit card transactions to the next dollar amount. The difference of every purchase you make is combined nightly and deposited from your Checking account to your Savings or Club account, or contributed to local food pantries and meal programs.

Once prompted, INCLUDE your Member Name in the email.
This will act as your digital signature for enrollment.

Enroll in Round-Up 4 Charity Enroll in Round-Up 2 Savings
Various image of People's Choice Credit Union's Round Up program.

How It Works

 

We track each transaction made by members who have subscribed to the Round-Up 4 Charity or Round-Up 2 Savings programs.

 

We calculate the difference between each transaction and the next “rounded up” dollar amount.

 

The total is moved from the member’s checking account to either their Savings/Club account or to local food pantries and meal programs.

Round-Up 4 Charity

We Stand Behind the Maine Credit Unions’ Campaign for Ending Hunger

This initiative is the largest, non-hunger organization-based, philanthropic fundraising effort to end hunger in Maine. 100% of all funds raised by the Campaign stay in the state!

Learn More

The Maine Credit Unions' 2025 Impact

$1,496,116.71

in direct funds were contributed to the Campaign.

$238,217

was raised as part of the $100,000 Ending Hunger Challenge.

$236,033

funds donated by credit unions directly to Good Shepherd Food Bank.

$35,000+

in financial support to help local schools and Full Plates Full Potential feed students during summer months.

$78,000+

in combined funds were raised during the Annual Ending Hunger Golf Tournament and Silent Auction

Round-Up 2 Savings

Program Guidelines

  • There is no fee to participate in either Round-Up program option.
  • No matter how many debit card transactions take place in one day, only one transfer for the total rounded amount will take place.
  • The nightly transfer will never bring a checking account to a negative balance.
  • If the calculated transfer is greater than the balance in the checking account, the transfer will be for the balance in the checking account.
  • ATM transactions are NOT included.
  • If a debit transaction is subsequently canceled or reversed, the corresponding transfer will remain in the Savings or Charity account.
  • Round-Up 2 Savings transfers can be set up to go to a Savings or Club connected to the same account as the participation Checking account.
  • Each January, members will receive either an email or a letter from PeoplesChoice Credit Union that documents their total Round-Up Savings and/or Donations for the previous year.

Become a Member and Bank Your Way.

Flexibility, convenience, and the personal touch to banking you want. For personalized loan options, a checking account that works for you, and the lowest fees guaranteed, people like you choose PeoplesChoice.

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Open a HighFive Checking Account, Earn 5.00% APY

A checking account with no minimum balance requirements, no monthly fees, and early paycheck access up to two days sooner—all with the opportunity to earn 5.00% APY* on balances up to $10,000. With the PeoplesChoice HighFive Checking Account, you also have access to free mobile banking, direct deposit, and more. Learn more on the full qualifications here or open your account today.

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