PeoplesChoice Credit Union | Biddeford, Saco, Sanford, Wells, Maine

What is a Credit Union?
In short, we answer to you.

PeoplesChoice has all the financial services and convenience of big banking, with the benefits of responsible, community-driven decision making. Big banks invest your money to make the most for their shareholders. We invest in our membership. Profits stay in our community.

In 1963 PeoplesChoice was built by our members, forged from a need to protect our communities' resources. We are a proud Southern Maine nonprofit, focused on higher returns, lower loan rates and fewer fees across the board. We serve the best interests of our members, who live or work in Cumberland and York counties.


Become A Member

Empowering Members to Achieve

Financial Success

Become a Member

Enjoy the cooperative advantage. If you or family members live, work or study in Cumberland County or York County in Southern Maine you can enjoy low fees, great rates and support your community. Make your money do more by joining us today.

Open an Account 

Mortgage Center

Are you looking to purchase, refinance, or build a home in Southern Maine? PeoplesChoice Credit Union offers a complete package of mortgage products including FHA, VA, USDA, Land and Construction loans.

Visa Credit Card

At PeoplesChoice, we offer Maine’s first no-annual-fee Visa. That’s right: Zip. Zero. Zilch. Our Visa is locally serviced so if you ever have questions, we have answers – without the hassle, without the wait.

Current Rates


85,000 Fee Free ATM Locator

VISA Rewards

Earn points when you use your PeoplesChoice Platinum Preferred Visa credit card!

Choose local, choose us.

PeoplesChoice members are part of something bigger, not just something big.