We finance new and used car loans!
Enjoy highly competitive rates as low as 2.99% with terms up to 85 months on new cars and up to 75 months on used cars, older models, and vehicles with higher mileage. Members may finance up to 100%+ of the purchase price or NADA retail value, whichever is lower.*
Shop for the vehicle you want, new or used, and get approved for a loan right at the dealership. We’re partnered with Maine’s top dealerships to make your car buying experience as easy as possible and get you on the road faster.
*We reserve the right to ask for a down payment based on the creditworthiness of the member.
How it works
Whether you’re ready to visit a dealership or want to apply online, we’ve made our process simple!
- Visit one of our local partner dealerships and choose the car you’d like to finance or simply apply online.
- One of our loan specialists will review your loan application and work directly with the dealership or be in touch with you to learn more about the vehicle you’re looking to purchase.
- Once you’re approved, the dealership team will arrange when you can pick up your car. If you applied online, we’ll connect you with a dealership that has the vehicle matching your needs.
Why choose PeoplesChoice?
- Work with real Maine locals who understand your needs.
- We finance new and used vehicles, older models, and those with higher mileage.
- A straightforward application process gets you on the road sooner!
PeoplesChoice Checking with SpendShield has it all.
A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.