Auto loans that get you there.

Whether it’s your first car, you’re treating yourself to a brand new car, or an older model that’s just what you’re looking for, PeoplesChoice Credit Union offers vehicle financing to get you where you want to be. Apply now to lock in your low rate today.

Shop for local vehicles from home!

AutoSmart is PeoplesChoice Credit Union’s Partner Inventory list. Feel free to browse the current inventory of our partnering auto dealerships. Find your dream vehicle without stepping foot outside your door, search local inventory right from your computer or phone.

We finance new and used car loans.

Enjoy highly competitive rates as low as 2.99% with terms up to 84 months on new cars and up to 75 months on used cars, older models, and vehicles with higher mileage. Members may finance up to 100%+ of the purchase price or NADA retail value, whichever is lower.*

Shop for the vehicle you want, new or used, and get approved for a loan right at the dealership. We’re partnered with Maine’s top dealerships to make your car buying experience as easy as possible and get you on the road faster.

*We reserve the right to ask for a down payment based on the creditworthiness of the member.

How it works


Our process is simple, whether you’re ready to visit a dealership or want to apply online. Simply apply online with your info, or visit one of our local partner dealerships and choose the car you’d like to finance.


One of our loan specialists will review your loan application and work directly with the dealership or be in touch with you to learn more about the vehicle you’re looking to purchase.


Once you’re approved, the dealership team will arrange when you can pick up your car. If you applied online, we’ll connect you with a dealership that has the vehicle matching your needs.

Why choose PeoplesChoice?

Keep it local.
  • Work with real Maine locals who understand your needs.
Flexible financing options.
  • We finance new and used vehicles, older models, and those with higher mileage.
Ease and simplicity.
  • A straightforward application process gets you on the road sooner!

The way auto financing should be.

Enjoy low rates with terms up to 84 months on new cars, and up to 75 months on used cars. Apply now to get your rate.