Second Home Lending

We cover primary residences, second homes, vacation properties, condos, land, construction projects, and commercial investments.

For properties you own outright, we can use the tax-assessed value, saving you time and the expense of a full appraisal.

Make stronger offers with no sale contingencies. Purchase new properties without being held back by the sale of existing assets.

Partner with a lender who knows Maine. Experience the advantage of local decision-making and personalized service with PeoplesChoice.
1 Mortgage, Unlimited Possibilities
Discover the advantages of a PeoplesChoice Blanket Loan for maximizing your real estate investment potential.
- Pay off your loan early with no penalty
- With no sale contingencies, you can act fast
- No minimum credit score opens doors to financing
- No DTI cap expands your borrowing power

Mainers choose PeoplesChoice
Your Maine real estate loan experts
More than just a lender, PeoplesChoice is your trusted partner in real estate investing. We provide personalized guidance and support every step of the way, from application to closing and beyond.

Meet our loan specialists
Mikki Rooney
Spencer Plante
Current home lending rates
15-Year Fixed-Rate
30-Year Fixed-Rate
Have home loan questions?
Do you have questions about where you are in the process? We can answer your question via email. Want to setup an appointment? Let us know a time that works for you.
Our team will provide you with support whether you’re ready to purchase today or trying to take the first steps to homeownership.
Mailing Address
PeoplesChoice Credit Union
23 Industrial Park Rd.
Saco, ME 04072
NMLS# 449242