Finance a second home or investment property with ease

Expand your real estate portfolio or finally purchase that dream vacation home. With our 1 Mortgage, Unlimited Possibilities loan, you can finance multiple properties across Maine with LTVs up to 80%, streamlined valuations using tax-assessed values, and blended rates for diverse property types.

Finance Diverse Properties

We cover primary residences, second homes, vacation properties, condos, land, construction projects, and commercial investments.

Simplified Valuations

For properties you own outright, we can use the tax-assessed value, saving you time and the expense of a full appraisal.

No Sale Contingencies

Make stronger offers with no sale contingencies. Purchase new properties without being held back by the sale of existing assets.

Local Expertise, Local Service

Partner with a lender who knows Maine. Experience the advantage of local decision-making and personalized service with PeoplesChoice.

1 Mortgage, Unlimited Possibilities

Discover the advantages of a PeoplesChoice Blanket Loan for maximizing your real estate investment potential.

  • Pay off your loan early with no penalty
  • With no sale contingencies, you can act fast
  • No minimum credit score opens doors to financing
  • No DTI cap expands your borrowing power

Mainers choose PeoplesChoice

“PCU was helpful and responded quickly when I left them a message. They clearly explained issues to me and alerted me when information was needed in a timely way.”

Mike B.

“PeoplesChoice went out of their way to cater to my mortgage needs. I had several options to consider and they ran the “what if’s” quickly and narrowed my choices so it was easy to make a decision. I stopped the mortgage process for a couple of weeks and then reopened the application without any hassle or complication. Closing was today and went smoothly.”

Kathy M.

“PCU made the process very easy for us. He gave us good information about our different options and the pros/cons of buying points. The closing went on time and without a hitch.”

Sophie L.

“I love this credit union!! You have made life so easy, and you are all wonderful to work with. We were in the market for a new home in 2019 . The easy and friendly service; the people made it a stress-free project that has earned our continued business with you for every new adventure!”

Deborah F.

“Have always had amazing service and felt like a valued member and not just an account number—for over 40 years!”

Laurie H.

“I wish all banks/credit unions were as friendly and caring as PeoplesChoice Credit Union.”

Gregory G.

“My experiences with the people who represent PeoplesChoice have been informative, helpful, and very kind. I’m most grateful.”

Carol Anne

“I have never had a better banking experience. I love the service professionals. I have always gotten answers to any questions. It is so easy to bank here.”

Denise D.

Your Maine real estate loan experts

More than just a lender, PeoplesChoice is your trusted partner in real estate investing. We provide personalized guidance and support every step of the way, from application to closing and beyond.

Meet our loan specialists

Kurt Schickle

VP of Mortgage Lending
NMLS# 381206
Phone: 207.590.4151
Read about Kurt Email Kurt

Kyle Soule

Mortgage Loan Originator
NMLS# 1391609
Phone: 207.590.2634
Read about Kyle Email Kyle

Mikki Rooney

Mortgage Loan Originator
NMLS# 2044457
Phone: 207.671.9054
Read about Mikki Email Mikki

Spencer Plante

Mortgage Loan Originator
NMLS# 1736439
Phone: 207.571.5154
Read about Spencer Email Spencer

Current home lending rates

15-Year Fixed-Rate

APR as low as†
6.479%

30-Year Fixed-Rate

APR as low as†
6.814%
†Rates and Terms are subject to credit approval.

Have home loan questions?

Do you have questions about where you are in the process? We can answer your question via email. Want to setup an appointment? Let us know a time that works for you.

Our team will provide you with support whether you’re ready to purchase today or trying to take the first steps to homeownership.

 

Mailing Address

PeoplesChoice Credit Union
23 Industrial Park Rd.
Saco, ME 04072
NMLS# 449242