Home loans for Maine

Whether you’re ready to settle into your first home or it’s time to refinance, we’ve got the right home mortgage for you. At PeoplesChoice, we can beat or match most rates in Maine, provide discounted premiums, minimize closing costs, and offer some of the lowest APRs. And throughout the process, you’ll have the full, personal support of our local team.

You've got options.

We’ll help you choose the right loan, with flexible options for first-time homebuyers and current owners looking to refinance or purchase a second home. Get the best rate, low APR, and enjoy a personalized, easy process with our mortgage experts. 

Our mortgage team is here to help

  • Take the stress out of financial planning
  • Help you decide on the right home budget
  • Choose the home loan that fits your needs
  • Make an offer, arrange an inspection, and close on your loan
  • Ensure the lowest closing costs
  • Make sure you’re getting the most out of our services

Kurt Schickle

Senior Mortgage Loan Originator
NMLS# 381206

Kyle Soule

Mortgage Loan Originator
NMLS# 1391609

Terry Thibodeau

Mortgage Loan Originator
NMLS# 756039

Jenn Leanhart

Mortgage Loan Originator
NMLS# 1942947

Mikki Rooney

Mortgage Loan Originator
NMLS# 2044457

Loans for everyone’s needs

Buying your first home or building your dream home? We have the right mortgage for you.

Current Rates

15-Year Fixed-Rate

APR as low as†
2.468%

30-Year Fixed-Rate

APR as low as†
2.926%
†Rates and Terms are subject to credit approval.

What our members are saying

Resourceful and Efficient

“PeoplesChoice went out of their way to cater to my mortgage needs. I had several options to consider and they ran the “what if’s” quickly and narrowed my choices so it was easy to make a decision. I stopped the mortgage process for a couple of weeks and then reopened the application without any hassle or complication. Closing was today and went smoothly.”

-Kathy M.

Prompt and Courteous

“PCU was helpful and responded quickly when I left them a message. They clearly explained issues to me and alerted me when information was needed in a timely way.”

-Mike B.

Very Organized

“PCU made the process very easy for us. He gave us good information about our different options and the pros/cons of buying points. The closing went on time and without a hitch.”

-Sophie L.

Have questions?

Do you have questions about where you are in the process? We can answer your question via email. Want to setup an appointment? Let us know a time that works for you.

Our team will provide you with support whether you’re ready to purchase today or trying to take the first steps to homeownership.

PeoplesChoice Checking with SpendShield has it all.

A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.