Meeting your needs so you can meet your goals.

Get on the fast track to a better financial tomorrow with personal, local support that understands what you need from banking. With financial solutions like no annual fees, no late loan fees, free Checking with SpendShield overdraft protection, and loans for any budget, looking out for you is what we do.

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Financial solutions and member benefits

Free Checking with Spendshield
A FREE checking account with no monthly fees and overdraft protection.
Lightning Pay
Direct deposit that gets you your cash even before payday.
Mobile Banking
Manage accounts, transfer funds, and deposit checks from anywhere.
ATM Network
Access your cash for free.
Personal Financial Planning
Our expert team can help you meet your goals.
Skip-A-Payment
We’ve NEVER charged a late loan fee.
Personal & Home Loans
Auto loans, mortgages, and personal loans for any budget.
VISA® Credit Card
Earn rewards and pay no annual fees.
Apple Pay
Easy, secure, private purchases from your phone.
Youth Accounts
Get your teen on the right financial track.

Become a member today

Easily apply online to become a PeoplesChoice Credit Union member and start enjoying easy, accessible banking, low rates, and Maine’s lowest fees today. Whether you’re looking to get your finances back on track or build savings, we’ll help you get to where you want to be.

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PeoplesChoice Checking with SpendShield has it all.

A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.

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