Loan Rates

Rates effective May 22 thru May 28, 2013†

MORTGAGES

Whether you are looking to purchase, refinance, build a home or just looking to know how much you can qualify for, PeoplesChoice Credit Union offers a complete package of mortgage products to assist in servicing your needs. Choose from a fixed rate or adjustable rate mortgage for financing your primary owner occupied residence, second home (non-owner occupied) and/or investment property.

Please call or stop by for current rates†.

†Rates and Terms are subject to credit approval.


SECURED LOANS‡†

TERM

APR*

Maximum APR*

24 months

As low as 1.79% APR

Up to 18.00% APR

36 months

As low as 1.79% APR

Up to 18.00% APR

48 months

As low as 1.99% APR

Up to 18.00% APR

60 months

As low as 2.69% APR

Up to 18.00% APR

75 months

As low as 3.49% APR

Up to 18.00% APR

‡Includes vehicle loans - (new or used). Up to 125% of NADA retail value or MSRP, based on year of vehicle, loan term and credit score. Boats, motorcycles, snowmobiles, etc inquire about our low rates. We do reserve the right to ask for a down payment. Additional terms and conditions will apply. †Rates and Terms are subject to credit approval.


UNSECURED LOANS

TERM

APR*

Maximum APR*

Up to 60 months

As low as 6.95% APR

Up to 17.95% APR

†Rates and Terms are subject to credit approval.


LARGE RECREATIONAL VEHICLES AND BOATS†

TERM

APR*

Maximum APR*

Up to 120 months

As low as 5.39% APR

Up to 18.00% APR

†Rates and Terms are subject to credit approval. We do reserve the right to ask for a down payment.
*The Annual Percentage Rate (APR) for all loans will be within the range disclosed and is based on individual credit score. Ask your Loan officer for the rate that you qualify for. All rates are subject to change without notice.


SHARE SECURED LOANS AND TERM SHARE CERTIFICATE LOANS†

TERM

APR**

Up to 60 months for Share Secured or Term Share Certificates

2.00% above the Share Dividend Rate

†Rates and Terms are subject to credit approval.
**The Annual Percentage Rate (APR) for Share secured or Term Share Certificate secured advances will be the Dividend Rate being paid on the regular Share or Term Share Certificate being offered as security ("Index") on the date of the advance plus 2%. If there is an existing balance on the date of the new Share advance, the existing balance will be added to the new advance and the entire balance will be at the new APR. The rates are subject to change only at the time of a new Share advance to reflect any change in the "Index". Any increase in the APR will result in more payments of the same amount until what you owe has been repaid. The Term Share Certificate must be renewed until the advance is completely paid. When the Term Share Certificate is renewed, the APR will change to reflect the new Dividend Rate. Any increases in the APR will result in more payments of the same amount until what you owe has been paid.


VISA® CREDIT CARDS

TYPE

APR*

Platinum Preferred

9.90% APR

Fixed Rate

Classic

13.90% APR

Fixed Rate

†Rates and Terms are subject to credit approval.
*APR = Annual Percentage Rate (rates are subject to change)


Click here, call 1-877-785-6328 or come in to any of our four convenient branches and become a member today!

 

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ROUTING NUMBER

211287515



Saco, Maine
23 Industrial Park Rd 04072
(207) 282-4156
Biddeford, Maine
369 Elm St, 04005
(207) 284-8483
Sanford, Maine
39 Country Club Rd, 04073
(207) 490-2000
Wells, Maine
774 Post Road, Route 1, 04090
(207) 646-2597
Equal Housing Lender - NCUA

Welcome to the new and improved PeoplesChoice Credit Union website!

Whether through www.PeoplesChoiceCreditUnion.com or our added new www.PeoplesChoiceME.com - Thanks for visiting. You will find enhanced features, services, and information, all in an easy to navigate layout.

We want to make your online banking experience with PeoplesChoice as simple and helpful as possible. If you have any questions, comments or needs, regards online banking, the new website, or for any other reason, please email us, phone us, or drop by a local branch

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Please take a moment to look around and see the new rates and packages that we are offering.

If you are interested in mobile banking, please contact us, or log-in using the log-in form located on the upper right. We thank you for your business and support and look forward to seeing you soon.

Sincerely,
The PeoplesChoice Team

 

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