LOAN RATES Effective February 1, 2012 thru February 7, 2012
MORTGAGES Whether you are looking to purchase, refinance, build a home or just looking to -know how much you can qualify for, PeoplesChoice Credit Union offers a complete package of mortgage products to assist in servicing your needs.
Choose from a fixed rate or adjustable rate mortgage for financing your primary owner occupied residence, second home (non-owner occupied) and/or investment property.
Please call or stop by for current rates and a mortgage loan application.
Rates and Terms are subject to credit approval.
|
TERM |
APR* |
Maximum APR* |
|
24 months |
As low as 2.99% APR |
Up to 18.00% APR |
|
36 months |
As low as 2.99% APR |
Up to 18.00% APR |
|
48 months |
As low as 2.99% APR |
Up to 18.00% APR |
|
60 months |
As low as 2.99% APR |
Up to 18.00% APR |
|
75 months |
As low as 3.79% APR |
Up to 18.00% APR |
Includes vehicle loans - (new or used). Up to 125% of NADA retail value or MSRP, based on year of vehicle, loan term and credit score. Boats, motorcycles, snowmobiles, etc inquire about our low rates. We do reserve the right to ask for a down payment. Additional terms and conditions will apply. Rates and Terms are subject to credit approval.
TERM APR* Maximum APR*
|
TERM |
APR* |
Maximum APR* |
|
Up to 60 months |
As low as 7.95% APR |
Up to 17.95% APR |
Rates and Terms are subject to credit approval.
|
TERM |
APR* |
Maximum APR* |
|
Up to 120 months |
As low as 5.99% APR |
Up to 18.00% APR |
Rates and Terms are subject to credit approval. We do reserve the right to ask for a down payment.
*The Annual Percentage Rate (APR) for all loans will be within the range disclosed and is based on individual credit score. Ask your Loan officer for the rate that you qualify for. All rates are subject to change without notice.
|
TERM |
APR* |
| Up to 60 months for Share Secured or Term Share Certificates |
2.00% above the Share Dividend Rate |
Rates and Terms are subject to credit approval.
The Annual Percentage Rate (APR) for Share secured or Term Share Certificate secured advances will be the Dividend Rate being paid on the regular Share or Term Share Certificate being offered as security ("Index") on the date of the advance plus 2%. If there is an existing balance on the date of the new Share advance, the existing balance will be added to the new advance and the entire balance will be at the new APR. The rates are subject to change only at the time of a new Share advance to reflect any change in the "Index". Any increase in the APR will result in more payments of the same amount until what you owe has been repaid. The Term Share Certificate must be renewed until the advance is completely paid. When the Term Share Certificate is renewed, the APR will change to reflect the new Dividend Rate. Any increases in the APR will result in more payments of the same amount until what you owe has been paid.
|
TYPE |
APR* |
|
|
Platinum Preferred |
9.90% APR |
Fixed Rate |
|
Classic |
13.90% APR |
Fixed Rate |
Rates and Terms are subject to credit approval.
*APR = Annual Percentage Rate (rates are subject to change)
