Fee Schedule

Effective February 15, 2011

Returned Overdraft Item (RtnOvdrft)
A returned overdraft item may be created by check, in-person withdrawal, or other electronic means.

$29.00

Paid Overdraft Item (PdOvdrft)
A paid overdraft item may be created by check, in-person withdrawal, or other electronic means.

$29.00

Overdraft Protection from savings (6 max.) (Transfer Fee)

$3.00 each

Stop Payment

$25.00

Copy of a draft (check)

$2.00 per item

FAX of photocopy of draft

$3.00 per item

FAX of photocopy of draft (same day)

$7.50 per item

Wire Transfer - Outgoing

$20.00

Wire Transfer - Foreign, Outgoing

$30.00

Statement copy

$2.00

Statement history

$1.00

Cashed or deposited checks returned

$15.00

Research per hour

$25.00

Night deposit bag (refundable)

$5.00

Night deposit key replacement

$5.00

Money Order

$1.00 per money order

Money Order Stop Payment

$25.00

Money Order copy

$5.00

Traveler's Checks - one signature

1% per hundred

Traveler's Checks - dual signature

1.5% per hundred

Canadian Check Deposited

$1.00

Check cashing (Canadian Checks)

$1.00

Coupons deposited

$5.00 per envelope

Fax requests - price per page

$1.00

Collection requests (Foreign Items)

$5.00

Bond Collection - Coupon Bond

$12.00

Revoke Authorization (ACH Stop Pay)

$25.00

Missing Address Fee

$2.50 per month

Dormant Account Fee

$30.00 annual fee

Levy/Garnishment Processing

$25.00

Closed Account Fee (within 6 months)

$20.00

Skip-A-Payment Processing Fee (except mortgages)

$30.00

Official Checks

$5.00

Coin Counting Machine

Members first $100.00 Free, Balance 5%

Non Members 7% of Total Amount

Photocopying .25 cents per copy
Other Visa Credit & Debit Charges:

Card Replacement $4.00
Draft Copy $5.00
Statement Copy $1.00

Safe Deposit Fees

3X5 $35.00
5X5 $45.00
3X10 $50.00
5X10 $65.00
10X10 $95.00

Lost Key: $50.00
Drill Fee: $300.00

Bill Pay Fee for less than 3 bills paid monthly $5.95
Foreign owned ATM Fee 4 Free (ATM Usage Fee) $.75 each

*Fees are set by the Board of Directors and are subject to change.
VISA Notice: Currently, a 1% fee from VISA is assessed only on international transactions when a currency conversion occurs. Effective April 4, 2008, VISA will also impose a 0.8% fee on foreign transactions where a currency conversion is not performed. (Card Fee VISA INTERNATIONAL SERVICE ASSESSMENT)


Complaint Resolution Procedure

If you have a dispute with your credit union regarding your account(s), you may contact your credit union's complaint representative or department to resolve the problem directly with your credit union. If your credit union fails to resolve the problem, write a letter detailing the problem and the resolution you are seeking to:

Consumer Outreach Program
Bureau of Financial Institutions
State House Station 36
Augusta, Maine 04333

To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following Internet address: www.maine.gov/pfr/financialinstitutions/complaint.htm

The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim or refer it to the appropriate supervisory agency and inform you to whom it has been referred. You will be informed of the results any Bureau of Financial Institutions investigation.


Click here, call 1-877-785-6328 or come in to any of our four convenient branches and become a member today!

 

NEW MEMBER SWITCH KIT
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ROUTING NUMBER

211287515



Saco, Maine
23 Industrial Park Rd 04072
(207) 282-4156
Biddeford, Maine
369 Elm St, 04005
(207) 284-8483
Sanford, Maine
39 Country Club Rd, 04073
(207) 490-2000
Wells, Maine
774 Post Road, Route 1, 04090
(207) 646-2597
Equal Housing Lender - NCUA

Welcome to the new and improved PeoplesChoice Credit Union website!

Whether through www.PeoplesChoiceCreditUnion.com or our added new www.PeoplesChoiceME.com - Thanks for visiting. You will find enhanced features, services, and information, all in an easy to navigate layout.

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Please take a moment to look around and see the new rates and packages that we are offering.

If you are interested in mobile banking, please contact us, or log-in using the log-in form located on the upper right. We thank you for your business and support and look forward to seeing you soon.

Sincerely,
The PeoplesChoice Team

 

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