ONLINE BANKING SIGN IN:
Effective February 15, 2011
Returned Overdraft Item (RtnOvdrft) | $29.00 |
Paid Overdraft Item (PdOvdrft) | $29.00 |
Overdraft Protection from savings (6 max.) (Transfer Fee) | $3.00 each |
Stop Payment | $25.00 |
Copy of a draft (check) | $2.00 per item |
FAX of photocopy of draft | $3.00 per item |
FAX of photocopy of draft (same day) | $7.50 per item |
Wire Transfer - Outgoing | $20.00 |
Wire Transfer - Foreign, Outgoing | $30.00 |
Statement copy | $2.00 |
Statement history | $1.00 |
Cashed or deposited checks returned | $15.00 |
Research per hour | $25.00 |
Night deposit bag (refundable) | $5.00 |
Night deposit key replacement | $5.00 |
Money Order | $1.00 per money order |
Money Order Stop Payment | $25.00 |
Money Order copy | $5.00 |
Traveler's Checks - one signature | 1% per hundred |
Traveler's Checks - dual signature | 1.5% per hundred |
Canadian Check Deposited | $1.00 |
Check cashing (Canadian Checks) | $1.00 |
Coupons deposited | $5.00 per envelope |
Fax requests - price per page | $1.00 |
Collection requests (Foreign Items) | $5.00 |
Bond Collection - Coupon Bond | $12.00 |
Revoke Authorization (ACH Stop Pay) | $25.00 |
Missing Address Fee | $2.50 per month |
Dormant Account Fee | $30.00 annual fee |
Levy/Garnishment Processing | $25.00 |
Closed Account Fee (within 6 months) | $20.00 |
Skip-A-Payment Processing Fee (except mortgages) | $30.00 |
Official Checks | $5.00 |
| Coin Counting Machine | Members first $100.00 Free, Balance 5% Non Members 7% of Total Amount |
| Photocopying | .25 cents per copy |
| Other Visa Credit & Debit Charges: | Card Replacement $4.00 |
| Safe Deposit Fees | 3X5 $35.00 Lost Key: $50.00 |
| Bill Pay Fee for less than 3 bills paid monthly | $5.95 |
| Foreign owned ATM Fee 4 Free (ATM Usage Fee) | $.75 each |
*Fees are set by the Board of Directors and are subject to change.
VISA Notice: Currently, a 1% fee from VISA is assessed only on international transactions when a currency conversion occurs. Effective April 4, 2008, VISA will also impose a 0.8% fee on foreign transactions where a currency conversion is not performed. (Card Fee VISA INTERNATIONAL SERVICE ASSESSMENT)
Complaint Resolution Procedure
If you have a dispute with your credit union regarding your account(s), you may contact your credit union's complaint representative or department to resolve the problem directly with your credit union. If your credit union fails to resolve the problem, write a letter detailing the problem and the resolution you are seeking to:
Consumer Outreach Program
Bureau of Financial Institutions
State House Station 36
Augusta, Maine 04333
To file a complaint electronically, you may contact the Bureau of Financial Institutions at the following Internet address: www.maine.gov/pfr/financialinstitutions/complaint.htm
The Bureau of Financial Institutions will acknowledge receipt of your complaint promptly and investigate your claim or refer it to the appropriate supervisory agency and inform you to whom it has been referred. You will be informed of the results any Bureau of Financial Institutions investigation.
Click here, call 1-877-785-6328 or come in to any of our four convenient branches and become a member today!
Whether through www.PeoplesChoiceCreditUnion.com or our added new www.PeoplesChoiceME.com - Thanks for visiting. You will find enhanced features, services, and information, all in an easy to navigate layout.
We want to make your online banking experience with PeoplesChoice as simple and helpful as possible. If you have any questions, comments or needs, regards online banking, the new website, or for any other reason, please email us, phone us, or drop by a local branch
If you are having trouble viewing this site, please hold down the shift key on your keyboard and click your browser's refresh button to clear your cache.
Please take a moment to look around and see the new rates and packages that we are offering.
If you are interested in mobile banking, please contact us, or log-in using the log-in form located on the upper right. We thank you for your business and support and look forward to seeing you soon.
Sincerely,
The PeoplesChoice Team
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