Give yourself a HighFive and earn 5.00% APY

Our HighFive Checking account has no minimum balance requirements or monthly fees, allows you access to your paycheck two days early, and gives you a chance to earn 5.00% APY* on balances up to $10,000.00.

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Your everyday
checking, but upgraded

HighFive Checking gives you more from the account you use every day: higher rewards, fewer fees, and extra protection with SpendShield** when you need it.

Earn more from everyday banking

Get 5.00% APY on balances up to $10,000 when you use eStatements, make 12 debit card purchases, and receive $500 in direct deposits each month.

Get paid faster

With Lightning Pay Direct Deposit, you can get your paycheck up to two days early, giving you quicker access to your money and a little more momentum between paydays.

Extra protection, built in

SpendShield Overdraft Protection is included with HighFive Checking, helping to cover you when your balance runs low. We offer the lowest overdraft fee in Maine (just $9.95), no fee on overdrafts of $15 or less, and added flexibility when you need it.

*Annual Percentage Yield. Qualifying APY earned on balances up to $10,000 when you meet monthly qualifications. APY of 5% guaranteed through 12/31/2027. Rates and Terms subject to change after that date.

**SpendShield availability and limits are subject to ongoing eligibility and may change based on account activity or risk.

Convert Your
Current Account

Already have an existing SpendShield Checking Account? Convert to a new HighFive Checking account today to start earning. Your account number, debit card(s), direct deposits, and automatic payments will remain the same. It only takes a few minutes and is completely hassle free!

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What our Members are Saying:

Amazing service

“Have always had amazing service and felt like a valued member and not just an account number—for over 40 years!”

Laurie H.
Never had a better banking experience

“I have never had a better banking experience. I love the service professionals. I have always gotten answers to any questions. It is so easy to bank here.”

Denise D.
Neighborly

“I like the neighborliness & humanity. I especially like that, unlike other local banks, when I go in for a transaction, I’m not constantly upsold and asked to get new cards or accounts that I don’t want.”

Harold B.
The absolute best experience

“The absolute best experience I have had with any financial institution! Every question I have had is always answered!”

Jaime

A smarter way to check all the boxes

With HighFive Checking, you’ll enjoy high-yield rewards, no monthly fees, and built-in protection, backed by PeoplesChoice Credit Union.

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