Share Certificates

Once you open your Share Certificate, you are locked-in to that dividend rate** for the full term of the certificate. Terms for the certificates range from 3 months to 5 years. Once the Share Certificate matures (fulfilled its term), you can opt to roll it over for another term or you can change terms based on dividend rates.

Your deposit accounts are insured up to $250,000 by the National Credit Union Administration, A U.S. Government Agency. You may click on the NCUA Share Insurance Estimator link below to help you understand your share insurance protection.

*$500 minimum balance required to earn Annual Percentage Yield
** There is a penalty for early withdrawal and rates are subject to change without notice.

Open a HighFive Checking Account, Earn 5.00% APY

A checking account with no minimum balance requirements, no monthly fees, and early paycheck access up to two days sooner—all with the opportunity to earn 5.00% APY* on balances up to $10,000. With the PeoplesChoice HighFive Checking Account, you also have access to free mobile banking, direct deposit, and more. Learn more on the full qualifications here or open your account today.