Tap. Snap. Deposit.

$nap! Mobile Check Deposit is a convenient feature of the PeoplesChoice Credit Union Mobile Banking App that makes it simple to quickly and securely deposit checks using your Apple® or Android™ device that has a camera.

Make check deposits any time, day or night. Save time by reducing trips to the Credit Union. Speed reconciliation time with online deposit history.

How Does It Work?

Step 1

Login to your PeoplesChoice Mobile App on your Smartphone.

Step 2

Select “Deposit” at the bottom right. (You may have to scroll down to view).

Step 3

You MUST include your Acct #, Signature and the text “FOR MOBILE DEPOSIT ONLY TO PEOPLESCHOICE CU”” on the back of the check.

Step 4

Snap a picture of your check using the guidelines.

Step 5

Approve the amount, the account to deposit to, and the email address to receive the receipt. (“Email Receipt to” field may not be left blank.)

Please Note:

Deposits made before 4 p.m. EST will typically be available on the next business day.

Items deposited will not be available for viewing through Online Banking until daily processing completes.

Processing days for Mobile Check Deposit are Monday – Friday, with the exception of Federal and Maine State Holidays.

PeoplesChoice Checking with SpendShield has it all.

A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.