Introducing Maine’s First No-Annual-Fee Visa Card

Does fear strike every time you reach for your credit card? Are you tired of making your monthly payments knowing you’re lining the pockets of the big credit card companies? No wonder people are frustrated. With a national average interest rate of 15.07% APR and record fees and penalties to boot, many credit cards are showing their dark side. But fortunately, it doesn’t have to be that way.

At PeoplesChoice, we offer Maine’s first no-annual-fee Visa. That’s right: Zip. Zero. Zilch. And it gets better. Transfer your balance from your existing card and enjoy 2.99% APR for the first 12 billing cycles! Moreover, our Platinum Preferred Visa Rewards Program entitles you to free gifts and travel. 



PeoplesChoice Visa

Bank Credit Card

Purchase APR*

As low as 9.9% fixed up to 29.99% Variable
Cash Advance Fee** $0 up to $500
Balance Transfer Fee** $0 up to $300
Annual Fee $0 up to $100
Late Fees $0 $39
Minimum Payment 2% of balance

up to 4% of balance

Foreign Purchase Transaction
Fee mark-up†


*Guaranteed fixed rate valid until December 31, 2016.   **Based on $10,000 advance, transfer or transaction   1% for advance, transfer, or transaction less than $10,000

Because our card program was in place before the new regulations were conceived, our members save over $250,000 annually by avoiding the penalty fees of big credit card issuers! And our Visa is locally serviced. If you have questions, we have answers – without the hassle, without the wait.

ScoreCard® Rewards

Earn ScoreCard Bonus Points for free gifts and travel every time you use your Platinum Preferred Visa. For every $1 spent on purchases, you earn 1 ScoreCard Bonus Point. Use your card for everyday purchases and watch your points grow quickly. For every 22,500 Bonus Points, you earn a free airline ticket. Or accumulate as little as 1,300 points and choose from hundreds of items in our online store. Visit ScoreCard® Rewards for a complete list of merchandise and travel awards available.

PeoplesChoice Platinum Visa ScoreCard Rewards: Because Life should be Rewarded.

To learn more about ScoreCard® Rewards benefits from PeoplesChoice click here or to apply for the PeoplesChoice Visa Card, click here. Visit ScoreCard® Rewards for a complete list of merchandise and travel awards available.

Note: Bank Visa rates and fees are based on information from the Federal Reserve. Average credit card interest rate from PeoplesChoice is not responsible for errors or misrepresentations in this information.

To report a lost or stolen VISA Credit Card please call 1-800-991-4961.

Click here, call 1-877-785-6328 or come in to any of our four convenient branches and become a member today!