Checking Products

When you open a Checking Account at PeoplesChoice Credit Union you are entitled to a collection of benefits that give you unmatched financial control over your account. Our FREE checking products are designed to meet the needs of people with a wide array of needs.

Man drinking coffee looking at paper with PCU logo


It's as simple as that. Fee Free Checking comes with every member account and gives you financial flexibility and freedom that's a thing of the past in the world of big banking.

Free Checking Benefits:

No Minimum Balance Required

*$5.95 monthly fee applies when you pay less than three bills per month.

Click here to sign up for a Checking account

FREE Visa® DEBIT CARDPeoplesChoice Credit Card VISA with numbers, name and expiration date

With every member checking account you will receive the VISA® Debit Card. Here's the convenience of an ATM card that works like a check wherever VISA® debit card is accepted.

Wherever members see the VISA®, NYCE® or PLUS® network symbols, they simply present their VISA® Check Card and the purchase is deducted automatically from their checking account. Our Check Card allows you to make deposits at the customer service desk at major supermarkets, and it is also your key to instant cash at millions of participating locations worldwide.

To report lost or stolen Debit Card after hours call 800-472-3272.
During business hours you can contact us at 207-282-4156.

Click here to become a member! 

$nap Deposit

Snap Deposit image of hand holding phone taking photo of check
$nap! Mobile Check Deposit is a convenient feature of the PeoplesChoice Credit Union Mobile Banking App that makes it simple to quickly and securely deposit checks using your Apple® or Android™ device that has a camera.

Click here to become a member! 


Lightning Pay

Lightning Pay is a new way of applying payroll direct deposits that allows members to get early access to their payroll funds. This new feature will allow members who are paid by direct deposit to their PCU account(s) to receive their payroll funds up to 2 calendar days ahead of their scheduled payday.

Learn More



Click here, call 1-877-785-6328 or come in to any of our four convenient branches and become a member today!